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The Personal Insurance Auto Insurance Reviews

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(190 reviews)
The Personal Insurance
1.6 out of 5 stars:
Customer service:
Value for Money:
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Extremely bad company

by Fab on Feb 16, 2024
1 out of 5 stars

I’ve been with The Personal for over 10 years. Initially everything was really well and prices were unbeatable. In the last few years, prices have skyrocketed (I know this is the case for most insurance companies), however, their service has declined exponentially. I put in a claim and they took well over a month to assist me (was almost impossible to get a hold of their staff and management is nowhere to be found). I realized why they are much cheaper… They don’t actually assist their clients. They also sent me to their approved shop which tried (twice) to get me to proceed with work without being cleared by the claims advisor. Although they may be cheaper, I highly recommend staying away from this company as the process is stressful and they are not willing to assist honest people.

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Worst possible customer support - run away from this company

by Steve Shein on Feb 13, 2024
1 out of 5 stars

I was hit from behind on the highway while stopped, my truck is probably totaled, but I have not had any response as to what my compensation will be. The other driver that hit me took full responsibility. It has been over 100 days with no resolution in sight. The first advisor was a complete waste of oxygen, would not answer the phone or reply to emails. After 5 weeks of her stupidity with no results, I got assigned another advisor who seemed to be more responsive at first, but he too is now earning the one-star rating, giving a date for resolution and when that date comes giving another date 2 weeks out. I will be pulling all of my vehicles from The Personal once this claim is settled, assuming it is during my lifetime.

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Don't deal with The Personal Insurance

by Kunal Chandra on Nov 9, 2023
1.3 out of 5 stars

Don't deal with The Personal Insurance unless you want to get harassed and threatened by the claims advisors. Had an accident back in February 2023 and ultimately, the insurance company deemed it has driver fault whom hit my vehicle in a roundabout. It took almost five months to get my vehicle repaired and then the harassing phone calls came at home and as well as on my cell phone. At one point the claims advisor threatened me to have me in handcuffs, charged for failing to pay "The Personal Insurance Company for an extra $400", criminal charges against me in front to the repair shop, cancel my drivers licence and repossess my vehicle until I pay the extra deductible until was paid in full amount. Glad that I cancelled my insurance with The Personal and don't deal with them anymore.

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Absolute Worst Company

by Frequentreviewer on Oct 5, 2023
1 out of 5 stars

Car was hit by lightning and this company was a nightmare; in fact, worst company to ever had the unfortunate experience of dealing with. Sent adjustor out, in middle of claim was suddenly assigned another adjustor who wouldn't come out, had to chase down this company, finally could take car in, then at time to pay, the Personal said I probably did the damage myself (on my new car?!) - auto repair manager said he'd never dealt with any insurance company this bad.

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Claims

by Raimond Vintuks on Sep 26, 2023
1.5 out of 5 stars

They are very good at taking your money but customer service is horrible. It's been 7 weeks and we still don't have the claims cheque. There are mistakes one after the other have resulted in this ridiculous delay. When the claims department is contacted the representative says there is nothing they can do about it, like direct deposit the claim amount. Would not recommend them.

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If you have a good driving record in AB, you should pay around $110/month (women - $105/month and men - $113/month). Do you overpay? Get an Alberta car insurance quote to start saving.

Very Disappointing.

by Old Red on Sep 20, 2023
2 out of 5 stars

I made a small claim on my house insurance after the recent ice storm (spring 2023) for damage to the shed. Processing was fast and on-line. Just recently got the renewal policy for the house insurance and the premium has gone up $550 plus taxes. They will not entertain any changes to the premiums unless I increase the deductible to $1,000 (for everything) which reduces the annual premium by $88. BTW: I have two cars; trailer and two houses with The Personal. That will change. I am onto comparison shopping. Have been with The Personal for over thirty years. So much for that.

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Don’t bother with this company

by Disappointed on Jun 23, 2022
1 out of 5 stars

I would give zero stars to the claims specialist if that was an option. He did not explain anything, had no answers to my questions and was impossible to get a hold off. Absolutely no concern for the client and very nonchalant. Definitely would not recommend this company. This was my first claim after over a decade of having them as my insurance company and what dismal service!! Will definitely take my business elsewhere.

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Adjusters, website

by Khalil Shaikh on May 24, 2021
1.3 out of 5 stars

1. Extremely rude-behaved adjusters. Very unprofessional people take weeks to get back from adjusters.
2. Their website is down almost 360 days out of 365 days due to maintenance purposes.

I have serious questions from APEGA guys who have been promoting them.

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