Should be called "NOT Personal, Just Business"
by Advocate against The Personal on Oct 28, 2024
1 out of 5 stars
My car hit a deer's leg and the car was sitting in a highway ditch for 48 hours then it was towed to the Bodyshop. They denied my claim and refuse to pay me for car repair. The reason is a joke, they believe there is no animal's hair or blood on the car. Imagine who can animal's hair survive on a 200km two truck trip with a speed of 110km/h?
I told them you can ask the firefighter who is at the scene and I had a witness who sit in the car also and saw my car hit the deer, all these are followed into deaf ears. It ended up I have to face a total of $24000 car repair costs. I wonder is there any regulation party that can watch their decision.
The adjuster is also a disaster. She will never answer your call during business hours. She will never reply to your email and will only call you when they have a decision.
As someone who has worked in the insurance industry for more than 8 years, I hate being lied to by people who are supposed to be "experts." If you have a claim with this company, get ready for the run around of your life. I filed a claim back in January and only resolved it this week. I did everything that I was told to do, submitted all the documents and was told I would be contacted as soon as possible. Fast forward three weeks later and I had called and e-mailed for some sort of update. I told my advisor that I needed my car fixed by the middle of February because I had a new job in another province. I literally begged my advisor's help which was followed by silence. Meanwhile, my claim was denied weeks prior because their adjustor couldn't determine the damage, to the car, which did not make sense to me as I provided all the information they needed. I was even told that the adjustor physically went to the shop to see my car. I called the shop as soon as I found this out, only to be told that that was a lie. Long story short, I spent more than 10 hours on the phone speaking to multiple people, told that I had to pay for all the repairs and to submit the documents. It was a wonderful time borrowing money from family members and also being told that my job was given to someone else because I was going to be 2 weeks late. When my original advisor finally got back to me, I was told that they went on vacation. So glad their priorities were in check, and if you're curious, they had a wonderful time. They had no remorse for what they put me through that I hung up on them in disgust. They do not care about you at all. Remember, these people are so desensitized that you are nothing more than a voice on the other line. The best part is that you can not even escalate the call, you are stuck...
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Shady agents and/or underwriters who deny car insurance to potential customers based on document discrepancies inputted by another top tier insurance company, then discretely accuse them of falsifying documents due to inconsistency. But when asked by the customer if they could contact their previous broker to have the discrepancies rectified, they proceed to deny insurance anyways and place the blame of the customer. So much for The Personal having trust in a Veteran who is currently serving their 17th year in the CAF.