Car Insurance Reviews

The Personal Insurance Auto Insurance Reviews

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(197 reviews)
The Personal Insurance
1.6 out of 5 stars:
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Absolute Worst Company

by Frequentreviewer on Oct 5, 2023
1 out of 5 stars

Car was hit by lightning and this company was a nightmare; in fact, worst company to ever had the unfortunate experience of dealing with. Sent adjustor out, in middle of claim was suddenly assigned another adjustor who wouldn't come out, had to chase down this company, finally could take car in, then at time to pay, the Personal said I probably did the damage myself (on my new car?!) - auto repair manager said he'd never dealt with any insurance company this bad.

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Claims

by Raimond Vintuks on Sep 26, 2023
1.5 out of 5 stars

They are very good at taking your money but customer service is horrible. It's been 7 weeks and we still don't have the claims cheque. There are mistakes one after the other have resulted in this ridiculous delay. When the claims department is contacted the representative says there is nothing they can do about it, like direct deposit the claim amount. Would not recommend them.

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If you have a good driving record in AB, you should pay around $110/month (women - $105/month and men - $113/month). Do you overpay? Get an Alberta car insurance quote to start saving.

Not worth it

by KC on Sep 9, 2023
1.5 out of 5 stars

Don’t use the personal for your insurance. They won’t notify you when your premium changes, and withdraw payments later than they said they will. This costs extra NSF charges from both the bank and the company, and suddenly you’re down extra hundreds of dollars. Any other insurance company would be better.

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Do not recommend

by Jess on Sep 3, 2023
1 out of 5 stars

They increase your premium by 80% with no claim and no reason was given. I have been loyal customer of personal from 7 years and regret my business with them.

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Bad driving record? Your insurance rates can be double the standard insurance rate. Let us help you get the better auto insurance rate without breaking the bank.

Long wait for accident repair

by Disappointed Personal Insurance client on Jul 31, 2023
1 out of 5 stars

It has been one month since I reported and took my car to the Fix It Auto Body as recommended by the Personal Insurance company. Because my car is a 2011 the Personal will only authorize used parts to fix the damage. Apparently, the part is back-ordered and I am on an indefinite wait until the part arrives. This company will take your money, but not support the customer properly when it comes time for a hit-and-run repair to be undertaken.

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Useless people useless company

by Veer on Jul 24, 2023
1 out of 5 stars

Terrible company. They do not save info. I had to repeat and get a quote each time. The price was different each time and they were blaming each other. Even for the documents they were not sure what they need. Each agent asked for different things. Will not recommend it to anyone

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Bad experiense

by Mr G on Jun 27, 2023
1 out of 5 stars

I recently contacted The Personal Insurance to inquire about a policy quote for a motorcycle. Initially, I was hopeful about their services and eagerly provided the necessary information to proceed with the policy. However, my experience took a sharp turn for the worse when I called back to finalize the details.

To my dismay, I was informed that my premium had unexpectedly increased by a staggering 40% without any valid reason or explanation. This sudden and significant hike in the policy cost left me utterly disappointed and frustrated. As a customer seeking a fair and reasonable insurance solution, I anticipated transparent and honest dealings.

Based on my recent experience, I regretfully cannot recommend The Personal Insurance Company to others seeking insurance services. The lack of transparency, coupled with an unjustified and drastic increase in premiums, has greatly disappointed me. I will be exploring other options with companies that value their customers and offer fair and consistent pricing.

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Did you know that on average Ontario drivers with good driving records pay $1,805/year in auto insurance? Is your insurance rate higher? Get a free car insurance quote and start saving today.

Car written off for cosmetic damage

by Eric R on Apr 18, 2023
1 out of 5 stars

My mother's car was hit by another vehicle, damaging the plastic bumper cover. The decision was to write off the vehicle and pay out a ridiculously low amount. The company would then take possession of the vehicle. We were told that if we wanted to keep the vehicle, we would have to cancel the claim and buy the vehicle back from their sales department. My mother, a 98-year-old veteran, needs this car for transportation to medical appointments.

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