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The Personal Insurance Auto Insurance Reviews

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(198 reviews)
The Personal Insurance
1.6 out of 5 stars:
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Not recommended

by Seeing Red on Oct 15, 2015
1 out of 5 stars

this insurance company gives you very little for the premium paid. They are the professionals who are to assist you when an accident happens. With my claim this is not happening. They provide you with a piece of paper, charge you some money for it and that is it. Customer service appears to be non-existent.

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The WORST

by Robin on Aug 20, 2015
1 out of 5 stars

I recently switched to The Personal for my auto insurance. I unfortunately had my first claim and the experience I had with the insurance company was worse than the actual car accident. My adjustor NEVER called me back, despite numerous calls and voicemails. I would actually leave voicemails BEGGING him just to call me back. Finally, I called and asked for a different adjustor and they pretty much told me no. The person I was speaking to told me that as far as she can tell, my adjustor is doing what he's supposed to be doing because he had written some notes on my file. How am I supposed to know he's doing what he's supposed to when he NEVER calls me back. After making this complaint he still refused to call me back. It took him 4 weeks to tell me my car was a total loss even though he had advised me two days after my accident that I should remove my belongings from the car. It took 5 weeks to receive my cheque. They covered me for a rental for 2 of the 5 weeks in which I didn't have a car. DO NOT go with The Personal. Worst experience ever and I would hate for someone else to go through something like this.

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DO NOT TRUST THE PERSONAL

by SCREWTHEPERSONAL on Jul 10, 2015
1 out of 5 stars

High insurance rates - I save 100+$ a month with TD on a 300$ policy

they charge me for a month of insurance after I cancel. A month of insurance I've already paid another insurer.

Do not give them your banking information, they will take the $$ out before the date they say

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wow

by the nice guy on Jul 10, 2015
1.5 out of 5 stars

All insurance companies are legalized scam artists. But this one is by far the the worst I have ever experienced. If your adjuster is Ann S. don't even bother leaving her a message because she will never get back to you.

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Will find a way to deny repair

by El Gringo on Jun 14, 2015
1.5 out of 5 stars

Was rear ended at traffic light in my 2012 dodge caravan. Was persuaded to send vehicle to preferred shop from Personal. Three weeks later get car back, AC does not work and large discoloration where evaporator coil is located in rear quarter panel. Returned it to body shop who says they never painted panel and adjuster says AC unit was broken before accident. Claims rep tells me I haven't used AC this year (spring) so it must have been pre-existing problem. I have all my service records from dealer, nothing about broken AC unit. Unbelievable. Now I will file complaint to Insurance Ombudsman of Ontario.

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AVOID

by Appalled on Jun 4, 2015
1 out of 5 stars

Our car was hit in our condo parking lot while it was parked. The offenders had personal. Their inability to return phone calls and relay information back to the victims caused massive delays in repairs, and we wound up getting charged insurance for the rental vehicle while ours was being repaired. Now in the process of disputing that charge, but not holding out much hope. Avoid at all costs!

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Did you know that on average Ontario drivers with good driving records pay $1,805/year in auto insurance? Is your insurance rate higher? Get a free car insurance quote and start saving today.

That made a huge mistake!

by E on May 23, 2015
1 out of 5 stars

They took off the insurance on the car that was in circulation! I was driving thé car without collision and responsibility for 5 months! They just told me that "we made a mistake and we would have covered you in case of a claim" i can imagine the hassle that I would have gone through if ever I had a big claim! I wanted some sort of a rebate or a credit for their mistake too keep me as a satisfied customer but they did not want anything! I will take find another company and cut them loose! Stay away from them and their parent company Desjardins!

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horriiibbllleeeeee

by personal et terrible on May 12, 2015
1 out of 5 stars

after having a serious accident i am still fighting for my claim now more then 2 months the worst service ever mrs Josee L. the worst agent ever please think twice before going with personal for your own good and peace of mind agents rude and think they own the world after you paye for X months or years you still dont mean nothing for them they just dont wanna paye you for anything even a rental car listed on the contract personal is a scam and should be remover from the market a fraud co.

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auto claim

by frustrated on Dec 19, 2014
1 out of 5 stars

There is nothing good to say, in fact if I could give no stars I would. This is quite literally the most deceptive, dishonest, & corrupt insurance company. The insurance company of the person at fault was better at helping us than our own company, and yes you read that correctly, we were not even at fault for the accident!!!!! Not to mention the many times we caught their errors and informed them they had enrolled us incorrectly for insurance, prior to the accident even happening. DO NOT USE this insurance company, their lower rates are NOT worth it!!!

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Irresponsible Company

by Dragongrave on Dec 17, 2014
1 out of 5 stars

This is one of the worst companies in existence. When I screw up I pay, when they screw up I still ended up paying.

I had home and auto insurance with them, but somehow the addresses for the two were different and I never got my insurance card. They were sending it next door constantly and I kept calling and saying "I don't have it, I don't have it". None of them looked at THEIR FILES to see that the two unit numbers were different. I got ticketed 2 times for not having my insurance card, but when I confronted them they blamed me for it. How is it MY FAULT that THEIR FILES are incorrect? I guess I should have gone by and inputted my own information. As well someone put a false claim through after they tried to scam money from me for an "accident" and they wanted $2000 out of my pocket, when I told them to drop dead, they filed a claim, when I told the insurance what happened, they put an at fault accident on my record for something where there was NO PAYOUT AND NO DAMAGE. Amazing how I am now treated by the insurance industry like a criminal when I have paid my insurance for 12 years and have never had a pay out against me.

Never use this horrible company, they are rotten. I would give them negative stars if I could. They are one of the most unreliable people and you will be sorry for using their services because they will screw you on purpose.

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