The Personal Insurance Auto Insurance Reviews

after having a serious accident i am still fighting for my claim now more then 2 months the worst service ever mrs Josee L. the worst agent ever please think twice before going with personal for your own good and peace of mind agents rude and think they own the world after you paye for X months or years you still dont mean nothing for them they just dont wanna paye you for anything even a rental car listed on the contract personal is a scam and should be remover from the market a fraud co.

There is nothing good to say, in fact if I could give no stars I would. This is quite literally the most deceptive, dishonest, & corrupt insurance company. The insurance company of the person at fault was better at helping us than our own company, and yes you read that correctly, we were not even at fault for the accident!!!!! Not to mention the many times we caught their errors and informed them they had enrolled us incorrectly for insurance, prior to the accident even happening. DO NOT USE this insurance company, their lower rates are NOT worth it!!!

This is one of the worst companies in existence. When I screw up I pay, when they screw up I still ended up paying.

I had home and auto insurance with them, but somehow the addresses for the two were different and I never got my insurance card. They were sending it next door constantly and I kept calling and saying "I don't have it, I don't have it". None of them looked at THEIR FILES to see that the two unit numbers were different. I got ticketed 2 times for not having my insurance card, but when I confronted them they blamed me for it. How is it MY FAULT that THEIR FILES are incorrect? I guess I should have gone by and inputted my own information. As well someone put a false claim through after they tried to scam money from me for an "accident" and they wanted $2000 out of my pocket, when I told them to drop dead, they filed a claim, when I told the insurance what happened, they put an at fault accident on my record for something where there was NO PAYOUT AND NO DAMAGE. Amazing how I am now treated by the insurance industry like a criminal when I have paid my insurance for 12 years and have never had a pay out against me.

Never use this horrible company, they are rotten. I would give them negative stars if I could. They are one of the most unreliable people and you will be sorry for using their services because they will screw you on purpose.

ZERO Stars! Someone hit my parked vehicle and left the scene - witnesses recorded all info and called police - driver located and ticketed and police obtained all of her insurance info. Should be cut and dry for me but isn't - claims person originally told me (via a voice mail message) we would still have to pay deductable and for replacement rental - now won't return calls - appears to have zero interest in having another insurance company pay the claim. Now have been waiting for 30 mins on general line, waiting to speak with another claims person. Horrible experience - will be changing to another company as soon as I can.

Submitted a claim for a no fault accident after being a customer for 13 years. Gave me the run around, very unprofessional. I feel they went out of their way to make things difficult. Horrible, awful, experience.

I got a quote for my car from their website and indicated myself as a non-group general customer. On the quote clearly mentioned: " This quote doesn’t include savings you may be eligible for through your employer, professional association, union and/or credit union." Their customer service raised my quote $90 more because I was not part of any group or association and their management excuse was "on the below of the email, it mentioned the quote is not guaranteed." They are not reliable and their system is not accurate. They address their pricing on reasons are not valid and reasonable. Happy I didn't start with them. I am sure, later they will raise their price for other excises as well. Don't even try or waste your time.

This company is TERRIBLE! My wife was SIDE SWIPED by another driver. She was in her lane, she was in control when another vehicle lost control. Another driver then lied to her insurance company coming up with some out of this world story about would my wife apparently lost control in the completely opposite direction she was travelling and they were both at fault... I talked with an accident investigator and he said what she told her insurance company was a physical impossibility. I told this to the Personal and they basically told me to get over it. They are the WORST insurance company I have EVER dealt with in my 16 years of having insurance! Stay away, stay FAR AWAY from this company. They're happy to take your money and happy to do nothing to represent you at all!

As someone who has worked in the insurance industry for more than 8 years, I hate being lied to by people who are supposed to be "experts." If you have a claim with this company, get ready for the run around of your life. I filed a claim back in January and only resolved it this week. I did everything that I was told to do, submitted all the documents and was told I would be contacted as soon as possible. Fast forward three weeks later and I had called and e-mailed for some sort of update. I told my advisor that I needed my car fixed by the middle of February because I had a new job in another province. I literally begged my advisor's help which was followed by silence. Meanwhile, my claim was denied weeks prior because their adjustor couldn't determine the damage, to the car, which did not make sense to me as I provided all the information they needed. I was even told that the adjustor physically went to the shop to see my car. I called the shop as soon as I found this out, only to be told that that was a lie. Long story short, I spent more than 10 hours on the phone speaking to multiple people, told that I had to pay for all the repairs and to submit the documents. It was a wonderful time borrowing money from family members and also being told that my job was given to someone else because I was going to be 2 weeks late. When my original advisor finally got back to me, I was told that they went on vacation. So glad their priorities were in check, and if you're curious, they had a wonderful time. They had no remorse for what they put me through that I hung up on them in disgust. They do not care about you at all. Remember, these people are so desensitized that you are nothing more than a voice on the other line. The best part is that you can not even escalate the call, you are stuck...

We only claimed $385 for an ambulance and then when we are about to transfer to another company we discovered in the claim description that we've claimed $3,001! That's how greedy they are! Then when I spoke to the claim agent, he yelled at me on the telephone, what horrible customer service! You need to stay away from this insurance company at all costs!

Like many other comments, I have had similar experiences with this company regarding filing a claim. To make a long story short, while on vacation out of province my vehicle was hit while parked. This company should hire me to work for them seeing as I had to do the majority of the work for my claim myself. Including when booking my return flight back after being hounded on short notice to pick my vehicle up from the garage. So after working nights and travelling provinces, I arrive at the approved repair garage to find out my car still requires repairs. I contacted the person who offered no solution or even any sense of accountability since they limit your choices for body shops. This is a warning to others if you have a new vehicle do not use this insurance company, they don't care for their customers (car members) they are only out to line their pockets off of the Canadian military. The only reason why they even have a star on this website won't let anyone rate them lower.