Car Insurance Reviews

Cooperators Auto Insurance Reviews

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(165 reviews)
Cooperators
1.5 out of 5 stars:
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Cooperators = Crooks

by Robert Jones on Sep 20, 2017
1 out of 5 stars

Never a good experience. I was a loyal customer for nearly 20 years. I always felt I was paying a little more than I should be, but never really shopped around. So I decide to stop in one day and the receptionist tells me that no one would be able to see me. After looking around the only people present are the receptionist, two insurance reps and myself! I came back later at a preset time. I asked for a review of my rates and my insurance past, clean record and never made a claim. No change or savings on my rates. So I checked with CAA and received a savings of almost $30 a month on my auto insurance and $12 a month on my home, with better coverage! Cooperators answer to this was to charge me even more money for ending my policy not on my renewal date. Worst insurance company ever, find insurance anywhere else! They take more and give you nothing.

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Great company and amazing cs

by Jen on Jun 27, 2017
5 out of 5 stars

I was with the cooperators previously and switched to another company for a lower price. I returned because the cooperators has amazing customer service and they actually matched the other competitor's price. Never switching against.

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Worst service expirience

by Elena on Jun 17, 2016
1 out of 5 stars

We are new immigrants. Approximately two months ago we asked for a quote for car insurance and we received a fair price from Co-operators insurance. Two agents from the company gave as the same price according to the documents that we provided (driving licenses from abroad, clear accident records and driving experience).
We were asked to provide them with Canadian driving license as soon as we receive one.
Once we did, we came to the office, BUT...this time the agent said that a mistake was made by both of the agents (!), and the price should be twice higher because, they do not accept experience from out of the country!!! This is a total breach of a contract.
I have never saw a company this unprofessional .
Why do we have to pay a double price if it was not the price we agreed on? Can they change the price in the middle of a contract???
We will never do business with them again. That is for sure!

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They discriminate against men

by No cooperation here! on Apr 7, 2015
1 out of 5 stars

Highway robbery -my 23 year son bought his own car and got a competitor quote for $2500 LESS per year on his vehicle. Now they are giving us a hassle about taking him off our policy because he still lives at home. HE HAS HIS OWN POLICY! We have been insured with cooperators since 1982. Absolutely no customer loyalty. Renewal time next month.. Buh bye!

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Horrible experiences

by Beckers on Jun 7, 2014
1 out of 5 stars

My first couple years with this company were ok but this past year has been awful! Added home insurance which I was told would give 20% discount to auto, instead my auto jumped $13/mo plus my home insurance. Called to get this fixed and was told the guy who was supposed to enter the info was gone and didn't do it! Glad I noticed something was wrong! Then some punk lights our car on fire in front of our house while we are asleep inside. I call the next day and a lady at Cooperators sets us up in a rental and everything til we are assigned an adjuster Monday. Adjuster is a very unhappy sounding person who you can tell doesn't want to deal with this. I give her the police report number and everything. She calls back and leaves a message that they are not confirming coverage because the police are investigating because it is suspicious (well duh it should be cars don't randomly catch fire at 4am!)! Then says we informed Enterprise you are responsible to pay the rental and go have the car towed to you or salvage and your responsible for towing and storage fees. Oh but whenever the investigation is done if you have the receipts we will pay for some of it! Can not wait for this to be over so I can switch companies!!!

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Very helpful insurance agent

by MJ on Jun 21, 2012
4 out of 5 stars

So far no complain. My agent and others have been very helpful and courteous. I have nothing to compare them with, but I think their value for money is at least as good as others if not better. I had no claims so far. But my insurance agent has always given me very thorough and honest advice.

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Bad driving record? Your insurance rates can be double the standard insurance rate. Let us help you get the better auto insurance rate without breaking the bank.

rates are ok

by elena1982 on Jun 8, 2012
4 out of 5 stars

The rates are in line with other providers so we have stayed with this company for a few years.

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Too expensive!

by georgewu on May 23, 2012
2.5 out of 5 stars

When I moved from Ontario, I was devestated that they were charging so much.

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by Anonymous on Apr 11, 2012
1.5 out of 5 stars

very poor call center, too much money for insurance

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