They only like you if you have zero accidents
by Daniel Wood on Aug 1, 2024
1.7 out of 5 stars
Car Insurance Reviews
Cooperators Auto Insurance Reviews
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(169 reviews)
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I talked to a live representative today on the phone trying to get insurance for my new G2 driver. I was quoted one thing and when I altered the policy to try to reduce the cost for them the policy was actually more money (ie. increased deductible and comprehensive amount/decreased liability). This person has been insured before under our policy that we have had for 25+ years. We also added a tent trailer which the last person was paying $125 for and we are paying over $200. There wasn’t any valued customer discount.
You apply to insurance to follow the laws of your province.
Though, you pick the insurance that you think will fit your needs best.
Especially when accidents happen, whether at fault or not.
You pay money into their program, hopefully for the coverage that aids you best.
This company doesn't care you pay them for their coverage.
They dropped our coverage because we are “high Risk” even though we also paid a fee for the coverage. Plus, we paid minimum rates they don't cover.
Then they tried to sell us to a sister company and then in a year we could go back like we'd want to go back to a company that doesn't want to cover us when we pay for their coverage.
Don't go with cooperators unless your car only sits in your driveway.