Capital One Platinum Costco MASTERCARD Consumer Reviews
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Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, no annual fee in the first year, including on supplementary cards. A welcome offer value of $350.
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I accumulated the rewards of Capital One with a Costco membership. My Costco membership was up for renewal. When I renewed Costco did not give my new information to Capital One. Therefore my account was closed and I lost my rewards. No warning or opportunities to correct.
I haven't received my cash rewards since January. After calling multiple times, their best response is that I have to wait another 3 weeks. This has been going on since February! It is a $600 reward that I earned and they have no interest in solving this problem.
Scotiabank® Gold American Express® Card
Earn up to 40,000 bonus Scotia Rewards points in your first year (that's up to $400 towards travel). What else will you get:
- Earn 5 Scotia Rewards points for every $1 you spend at eligible grocery stores, dining and entertainment
- Earn 3 Scotia Rewards points for every $1 you spend at eligible gas stations, daily transit, and select streaming services
- Earn 1 point for every $1 you spend on all other eligible everyday purchases
- Complimentary Concierge Services 24/7
- Comprehensive Travel Insurance coverage with 25 days of travel medical insurance for eligible persons under age 65
Get this card / Apply online
Needed last name changed. I called the first time, was directed to the store. I went to the store, was told to call in. I called again— no records of my first call. The call centre representative with the Filipino accent kept interrupting me while I was talking and never apologized for anything. He said I must mail certain documents. During COVID-19 they want me to go to the post office and mail it. He said I may fax but he gives no guarantees that it will be processed. Asked for supervisor— got transferred to a lady who listened and apologized. She said it’s okay to fax and will be processed. Their call centre representatives are not on the same page with the procedures. Rewards aren’t that great as other cards. The app is extremely long to update payments received. At the end of this, I decided I will not use this card anymore for anything again except for Costco gas. Huge disappointment
They forfeit my cashback rewards accumulated almost a year cause I decided to not renew my Costco membership that expired near the end of the year. It will not be forfeited only if it expired after their January voucher issue date. This policy is unfair as there is no point using their card for purchases if Costco membership will expire before they issue the cashback and I decide to not renew anymore. I could be better off with other cashback credit cards than this. Disappointed with this policy and customer service.