Cumis Insurance Life Insurance Reviews

I got Cumis through Servus credit union as a mortgage life insurance/ disability 3 years ago. I was young and dumb. You are not helping your family with this company. Every 5 years they “renew” the insurance and if you didn’t contact them about any changes to your health (every 5 years) they will not pay your family out. It’s a scam because they don’t let you know this. Also, it’s expensive I paid 220$ a month for me and my smoker husband. Also eventually they will raise the price every 5 years regardless of what they say at the beginning when you pay more so your “protected by increase in payment” - scam. Term life insurance is your best bet! Go through any company that’s been there for more than 20-30 years. Term life insurance is so cheap and is best for your family. Even adding critical illness for 20-25 years is way cheaper than this piece of this company!

READ THE FINE PRINT

Have your family read it over and contact the company via email so you have a paper trail later on.
Family member was diagnosed with Dementia and Cumis contacted him DURING these many years of his struggles. They talked him into "upgrading' his policy for money. At no time, did anyone ask him any health questions...Go somewhere else, read their 'exclusions' IMPORTANT.. Mental Illness can void your policy and you won't even know it.

NEVER

But they were quick to take his money.

Dad eventually left us, and CUMIS did not pay out.