Educational Approach - Great
by Happy&Informed on Aug 12, 2014
5 out of 5 stars
We have had Primerica life insurance for over 25 years. We just renewed at very reasonable rates for our ages. Our Primerica representative helped us to find more saving as I guess rates have gone down recently with new product lines. We had a free Increasing Benefit Rider that gave us a 50% increase in the face amount without having to prove that we were still healthy. We also have a free Terminal Illness Benefit rider that pays 40% of the death benefit in advance if either of us comes down with anything nasty health-wise...to cover better treatment or living expenses in case you couldn’t work for months before death. It’s the greatest, and any time that I have gotten a quote somewhere else, the other company couldn't give the same benefits or if they could, it was way more costly for a similar term length! We were also educated by Primerica that with term insurance you need to be saving money for the future because after your kids are moved out and your mortgage is paid, you need cash to live on during retirement. Why would we need any insurance then? We will be self-insured with a pile of money, no mortgage and no more kids to raise. We love good financial planning!
I had SunLife insurance for 35 years with 6000$ in cash value accumulated, the Primerica agent told me I was about to lose all my savings (6k$) and go from 42$ to more than 200$ per month. I called SunLife to find out it was all true! So, I switched to Primerica and I saved a lot!
If I could give Primerica zero stars, I would. When I called customer service to cancel my membership, a guy told me he cancelled it. After a couple of months, I noticed that Primerica was still charging my bank account. I called again and a woman hung up on me after I told her I’d like to cancel my membership. I called again and I was transferred to someone else, then put on hold multiple times. Finally, I spoke to a woman who has said she cancelled my membership. I cannot get a refund for a service I was not using nor can they tell me why another man told me he cancelled my membership when he really didn’t. This is all a scam to get your money. They’re sneaky enough to make you feel comfortable enough to believe them. Their agents are horrible.
A representative of this company has been forcing my parents to make me get an insurance and is doing it without my discretion. Would rate 0/5. I am of legal age and she should respect her client's request not to keep on bugging him.
Frustrated My name is Joeann Green cancelled policy 3 months still waiting on refund check
I have dealt with two different Primerica agents on two different occasions and both were unethical and unprofessional. Neither one of them is educated or works full time for Primerica. Why would I buy my life insurance from someone who doesn't know much about insurance and only works in insurance a couple of hours a week because they have a full time job elsewhere?
I bought this when i was young, now when gor for a renewal they are asking about a whole month income. frustrated with the way they dealing the customer.
Je lis certaines review et cela m'étonne je pense que certaines personnes se trompe de compagnie!!
Mon père a été sauvé par cette compagnie : Assurance vie prise 6 mois avant que mon père fasse des tests et découvre un cancer. Grace à l'Avenant à valeur rajouter sa prestation augmente avec le temps sachant qu'il n'aurait pas eu cette option la autre part.
Pour ma part, j'ai vaguement entendu parler de la compagnie auparavant. J'ai l'Assurance-vie Temporaire, REER pour ma retraite, CELI pour ma conjointe Plan pour mes dettes et un régime étude pour mes enfants
Excellent service client, agent courtois et serviable ainsi que l'apprentissage de beaucoup d'aspects financiers.
Je recommande fortement
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My husband and I signed up with Primerica's 15-year term insurance. We pay the monthly premiums by automatic deduction from our joint bank account. We forgot that it was due to the end of March 2019. It was December 2019 when we realized that our monthly premium had increased from $169 to $403. We immediately contacted our original Primerica agent and inquired why the big increase took effect without prior notification. We met with the agent and discussed changing our terms based on the current situation. Then we formally inquired about how we can be refunded of the overpaid monthly premium from April 2019 to December 2019. Our agent and the Primerica team patiently reviewed our case until they found that the reason why we were not alerted about the term deadline and the premium increase was that the advanced notification letters they sent to us were mailed to our old address and that their system failed to update our home and mailing address. We thanked our agent and the Primerica (Canada) team for their kind attention and prompt response to our inquiry. They have helped us get the entire overpaid amount in less than 2 months. We can say that Primerica is indeed the "go-to" insurance company when it comes to customer service and client stewardship. They have agents that personally look after their clients' needs. We are optimistic that Primerica will continue to be of service to people who long for professionals dealing on insurance matters but prefer traditional attentiveness when it comes to overpayment inquiries.
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I've been a client of Primerica for years, no fancy confusing presentation , no push salesperson - education on all my options even the ones they don't offer (and why) just the fact based on numbers. Just what I wanted to make an informed decision.
I gladly tell everyone to enlist Primerica to help you