Primerica Life Insurance Company Life Insurance Reviews

Good insurance company to be with and reasonable rates

I've been a client of Primerica for years, no fancy confusing presentation , no push salesperson - education on all my options even the ones they don't offer (and why) just the fact based on numbers. Just what I wanted to make an informed decision.

I gladly tell everyone to enlist Primerica to help you

We have had Primerica life insurance for over 25 years. We just renewed at very reasonable rates for our ages. Our Primerica representative helped us to find more saving as I guess rates have gone down recently with new product lines. We had a free Increasing Benefit Rider that gave us a 50% increase in the face amount without having to prove that we were still healthy. We also have a free Terminal Illness Benefit rider that pays 40% of the death benefit in advance if either of us comes down with anything nasty health-wise...to cover better treatment or living expenses in case you couldn’t work for months before death. It’s the greatest, and any time that I have gotten a quote somewhere else, the other company couldn't give the same benefits or if they could, it was way more costly for a similar term length! We were also educated by Primerica that with term insurance you need to be saving money for the future because after your kids are moved out and your mortgage is paid, you need cash to live on during retirement. Why would we need any insurance then? We will be self-insured with a pile of money, no mortgage and no more kids to raise. We love good financial planning!

I was able to compare prices with 5 different companies and this was better. The real value was their comprehensive, and complementary plan to help me figure out a lot of things in a financial needs analysis, that I have not been explained - in simple terms - before by many banks and institutions.