Primerica Life Insurance Company Life Insurance Reviews

We have had Primerica life insurance for over 25 years. We just renewed at very reasonable rates for our ages. Our Primerica representative helped us to find more saving as I guess rates have gone down recently with new product lines. We had a free Increasing Benefit Rider that gave us a 50% increase in the face amount without having to prove that we were still healthy. We also have a free Terminal Illness Benefit rider that pays 40% of the death benefit in advance if either of us comes down with anything nasty health-wise...to cover better treatment or living expenses in case you couldn’t work for months before death. It’s the greatest, and any time that I have gotten a quote somewhere else, the other company couldn't give the same benefits or if they could, it was way more costly for a similar term length! We were also educated by Primerica that with term insurance you need to be saving money for the future because after your kids are moved out and your mortgage is paid, you need cash to live on during retirement. Why would we need any insurance then? We will be self-insured with a pile of money, no mortgage and no more kids to raise. We love good financial planning!

I had SunLife insurance for 35 years with 6000$ in cash value accumulated, the Primerica agent told me I was about to lose all my savings (6k$) and go from 42$ to more than 200$ per month. I called SunLife to find out it was all true! So, I switched to Primerica and I saved a lot!

10 yrs ago, I have been seeking a financial plan service that can help me build up my wealth. Thank God bring Primerica and it's advisor to my life. That year I first get a tax return of $5500. 10 yrs later, I have 1.8 million life insurance coverage for my family and my assets doubled as I was dreaming about!!

Thanks for the professional service from Primerica and my advisor!

I had universal life insurance for $300/month for $250,000. My Primerica advisor helped me to reduce my monthly cost to $100/month and increase my coverage to $750,000 Amazing! 3X the coverage! (Since I got a mortgage and young kids). The money that I saved from RBC ($200/month), Primerica Advisor helped me open a TFSA account and invest in a mutual fund from Fidelity. I will have well over $210,000 in my savings account. That what I called the best deal I highly recommend Primerica products and services to you guys!