Life Insurance Reviews

Primerica Life Insurance Company Life Insurance Reviews

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(32 reviews)
Primerica Life Insurance Company
2.6 out of 5 stars:
Customer service:
Value for Money:
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Bad practices

by Theeriksen on Jul 18, 2017
1 out of 5 stars

A representative of this company has been forcing my parents to make me get an insurance and is doing it without my discretion. Would rate 0/5. I am of legal age and she should respect her client's request not to keep on bugging him.

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Not Reliable

by Frustrated on Apr 28, 2017
1 out of 5 stars

Frustrated My name is Joeann Green cancelled policy 3 months still waiting on refund check

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4 reasons not Primerica

by Reasons on May 12, 2016
1 out of 5 stars

(1) Primerica employs a one size fits all philosophy. Term insurance may often be the best solution but what if insurance is needed a lifetime? Examples: disabled child, to offset taxes, funeral expenses for life.

(2) Primerica is more expensive than the traditional life insurers such as Sun Life Financial.

(3) Primerica's term policies are never convertible to permanent insurance, whereas traditional insurers allow this.

(4) Primerica is the only company that allows advisors to work part-time.

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Over-priced products

by toolbelt on Apr 2, 2016
1 out of 5 stars

I compared pricing online and Primerica was charging my wife and I 63% more than equally rated insurers. Won't deal with them ever again.

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Only one kind of insurance

by No choice on Nov 16, 2015
1 out of 5 stars

Primerica only sells term life insurance. What if I want permanent insurance - where the insurance never expires and the premium never increases?

I want a choice! Therefore I will buy insurance through a "real" life insurance company.

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Unprofessional agents

by Cindy on Oct 29, 2015
1 out of 5 stars

I have dealt with two different Primerica agents on two different occasions and both were unethical and unprofessional. Neither one of them is educated or works full time for Primerica. Why would I buy my life insurance from someone who doesn't know much about insurance and only works in insurance a couple of hours a week because they have a full time job elsewhere?

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Did you know that mortgage insurance is the same as life insurance but more expensive and offers less protection? By cancelling it and getting life insurance, you would typically save around 30%-40% for the same coverage.

ge

by G on Jul 9, 2013
1 out of 5 stars

I bought this when i was young, now when gor for a renewal they are asking about a whole month income. frustrated with the way they dealing the customer.

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