Sun Life Disability Insurance Reviews

I had no choice but to choose Sun life since my company is tied up with them. I applied for Short Term Disability (STD) in January 2016 due to a mental illness I have (depression and anxiety). Could not work so needed time off, so I applied and submitted to Sun Life. Within 3 days they declined my claim saying it is not a physical injury that prevents me from working and further says I'm claiming money for personal reasons!

Being said, Sun Life thinks mental illness is a joke unless I have a disease or in physical pain. A huge disappointment coming from a large corporation to make this comment. And to think in Canada we raised 25 million dollars to research on the stigma on mental illness and Sun life thinks it's nothing. And to think I'm claiming money for personal reasons??

I spend more than $100 to complete this from only to be denied in 3 days. Worst insurance company ever, and now I have to force myself to return back to work with this illness.

This company is the worst to deal with. I pay for coverage through my employer for short-term disability. I had carpal tunnel surgery in September and am still unable to return to work. My surgeon filled out the paperwork stating no use of the right hand. Not sure what more they need. There is a very high chance of another surgery to try to correct the problem. Now more paperwork needs to be filled out by the doctor. What a run around. They say they will return your call within 24 hours. Another crock. It took my member of parliament calling them for the call to be returned. I have not been denied yet but looks like it is going to go that way. I am trying to find out if there is a way to opt out of paying for this as when it is needed, they don't pay. I have never claimed been unable to work until now. I am not asking to be off for the rest of my life. Just until they fix the problem. I would rather donate my payments. Why should I have to pay for something I can never use? This company is a joke. I realize that they make money by not paying out however it is crooked to take money from people if they can never utilize the services that are supposed to be provided that you pay for. Will be talking to my union to see what steps to take to remove this payment from my pay and put it to anywhere but these crooks

Sun Life is by far the worst company i have dealt with in my entire life. i had a Long term disability and was off work for quite some time . After the countless runarounds they made me go through for paperworks it has been over 1 year and they still have not completed there so called ``investigation``. This caused a major missbalance in my life financially and to top it all off, i was told to get a personal loan from the dedicated representative that was dealing with my claim until the investigation is completed. They made me feel like i committed a crime because i have a condition and was sick and have given me absolutely no inssurance whatsoever . No followup were done , i was the one calling in to get details and to find out what has been done with the investigaton so far. i am still waiting for their response and have had nothing yet. If you are with Sun Life definitely change company. They are garbage.

Thanks

I had a long term disability policy and paid for 15 years. When I became ill long term, my employer had me file a claim. I DO NOT have one good word to say for this company!!! They totally manipulate the situation to their advantage, trying to find a loophole that prevents them from paying $$$ out to their clients. Steer clear of this company. They are a RIPOFF!!!