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experiences of real consumers.
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We are always open for your comments.
Really zero but makes u choose. If your parents or siblings have cancer before age of 60 you don’t qualify disability nor life insurance but they don’t ask these when first applying for insurance. Plus they will continue to take your payments without letting you know until you have an issue; then you find out your not covered even if you are paying on the insurance.
The request forms only ask for past 24 months but they go far back into your health records to find any reason to disqualify you very evasive.
Again ask what disqualifies you before paying for this insurance as they won’t tell you up front and take your payments anyway. They don’t care.