Health insurance Reviews

Canada Life Health Insurance Reviews

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(78 reviews)
Canada Life
1.2 out of 5 stars:
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The stress this is causing so many veterans

by John on Mar 18, 2024
1 out of 5 stars

It's been over a year and I still can't get coverage, even thought you take my money every month. I'm a veteran of 28 years of service for this country. Now that Canada life has taken over, it's been a year and I'm still paying out of pocket for medications. I completed positive enrollment and after 6 months of misery I was finally able to submit a claim. It worked for 2 months then all my info was deleted and now my family is not covered again. I spend hours on the phone but no one answers. The website does not work, I can't update my profile or submit claims. So what does a veteran do, I guess my only step is the media, I've sent messages, complaints, contacted my member of parliament but here we are still dealing with this very sad excuse for insurance companies. I would love for someone preferably a top executive to contact me to explain why they can not do their job.

John

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Canada Life is the worst.

by Thomas Underwood on Mar 17, 2024
1 out of 5 stars

I haven't been able to get a single claim approved or processed for normal and fully covered expenses. They aren't helpful on the phone. They blame the service provider or the client instead of accepting responsibility for their broken processing. And they don't provide an email address to work through troubleshooting issues. Only over the phone! Mon to Fri. If you can get through.

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Do not buy Canada Life's Group Insurance

by michael gao on Feb 27, 2024
1 out of 5 stars

This company makes it really hard to cancel the group benefit plan. Their online tool is very difficult to use with tons user names and password that you can not remember. After you figure out, their website does NOT allow you to cancel. You have to call in to talk to their "Service Advisor" in person, which is a voice mail!

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Terrible service: Wait time for calls long, rejection rate for claims high

by Ev Chan on Feb 21, 2024
1 out of 5 stars

Absolutely worst company to deal with. Long wait time to speak to agent or supervisor, long call back time, high rejection rates. It seems like Canadalife does not want to reimburse us for medication. They make you wait for a long long time before an agent answer you.
I put in 3 clams from mid October to mid Jan and 2 were rejected. For one of the claim, I had to paper file in and sent in thru email. I submitted the claim on Jan 10, 2024. I had called 3 times was told the paper claim would take a month before it would be reviewed. I called today and was told it was rejected and I wasn’t able to view the claim on canadalife website. The agent told me it was rejected due to incorrect DIN.
The DIN was provided to my pharmacy by Canadalife. Before doing the compounding, my pharmacy was on the phone with Canadalife agent for 20 minutes and was given the DIN and dosage and the agent assured my pharmacy that this should be approved by Canadalife. Fast forward one and a half month later, I am now told DIN is not correct. I can’t go back to my pharmacy now and ask to call Canadalife to get the correct DIN.
I told them I would like to talk to the supervisor and was told supervisor not available and she can only put in a callback and it could take up to 5 to 7 business days.
This is not acceptable. We never had such issues when we were dealing with SunLife.

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The worst service ever compare to other life insurance company

by Doris DU on Feb 18, 2024
1 out of 5 stars

I submitted my claims several times, they always try their best to postpone the settlement. I spent a lot of time to call them or sent email through their contact information, that is totally wasting your valuable time.
If you consider your life or healthy insurance, please consider other companies.

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One of the Worst companies ever!

by ES on Jan 23, 2024
1 out of 5 stars

I would give these people a -10 if the option was there.
I submitted Dental expenses on Canada Life confusing and not so functional web site. No one got back to to say some information was missing. I have been trying to call them, waited for 1 hour 45 min no response for 2 days. After I hour and half a message came on to leave a message for them to call me back. A week later no call. I even emailed, still no response. Still waiting someone to call me back. I don’t understand how on earth companies like this stay in business. PATHETIC!!!

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Don’t get benefits here

by Trish on Jan 22, 2024
2 out of 5 stars

Stuck with them because of employer. The last 6 months have been awful.
Iт a week I will have three monthly claims (pre approved) overlap, so you know it’s bad and it’s been this way for a while now.
They have no interest in fixing it, no timelines for you, no information at all.
The staff are nice but they can’t help.

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Terrible - extreme delays in processing claims

by Tara on Jan 18, 2024
1 out of 5 stars

My employer has Canadalife as the insurance provider. I have consistently had poor experiences with them, not processing claims. Most recently, 3 months ago my hospital billed them for semi-private rooms. I called them several times, and they assured me it is processed and will be paid and reflected online in 2 days - but the claim is still pending. It looks like the customer service agents just try to pacify customers without providing truthful information.

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Wonderful

by lk230 on Jan 8, 2024
4.5 out of 5 stars

I guess I’m the odd one out with all of these negative reviews. Every time I call Canada life, yes the wait times are long (45 mins max for me), but the customer service reps are knowledgeable and to the point. I got top of the line health & dental, it’s kinda expensive but 1000% worth it! Don’t be too discouraged with the negative reviews :)

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