Great-West Life Health Insurance Reviews

The quintessential slimy insurance company that gouges people out of money and uses any excuse not to pay. I called them before using any service, to ensure it was covered, they told me it was and then declined them all when I submitted my claims.

Avoid them at all costs. They will request Dr. letters for your claim and when you provide them with the requested professional medical opinion they will deny your claim. The appeal process is also a waste of time .

As detailed with the other reviews, Great West Life will find any reason whatsoever to deny coverage, regardless of what your doctor says. I am requiring medication to deal with my arthritis, and my doctor and I have tried several treatments. Luckily I have supplemental coverage through a different company (who approved the drug with no hassle!) because Great West Life wants me to try a drug that would react FATALLY with the drugs I am already on (and have been on for years). Literally they want to put me at risk of DEATH before they cover this other new drug.

Great West Life - we'd rather kill you than pay you.

Worst company for any type of medical or dental claims. They denied a claim after a complaint and appeal. My son had 9000$ worth of dental claims prior to his 21 birthday but continued after his 21 birthday. The dentist was booked so treatment began a week after his 21 birthday. Still won’t pay. No goodwill with this company despite being a customer for 27 years.

I have been working with Great-West for my insurance coverage for nine years, alongside them is another insurance company for my husband. There is absolutely no comparison. Great-West should be embarrassed and disgusted by their “service” to clients. They have always been very slow to process claims and question everything on top of their slowness, however, in the last three months, they have become even worse with me. They have a claim that they have not processed since June 8! They have emailed me four times about it, asking for different information, as well as called the service provider about it July 30th and questioned them. What’s more, is that it doesn’t even show up on their online system as being received and under review! So I called last week and inquired about that claim and she said she could see it and everything looks fine so it should be processed in a few days. I said fine and I still want to speak to a manager. Still, no claim has been processed and no one has called me back! I have many other problems with this company but the list is too long to type here so I just put my recent problem. I caution any employer or individual thinking of going with this provider, you’ll regret it! I have talked to several other people at my work place and they have said the same thing - NIGHTMARE! Unless you want to be on a constant audit DO NOT go with this company! I wouldn’t give this company even one star if it were not mandatory for posting!

I’m supposed to have group insurance for dental. However each year my out-of-pocket expenses go up and up while Great-West finds new ways to not pay for claims. Recently I had 2 fillings on 2 teeth that happened to have crowns on them. The crowns were not touched. The two teeth under the crowns had cavities where my gums receded. $430 was the cost and $0 was the benefit amount. They don’t cover fillings to teeth that have crowns on them. They consider this “crown repair” when the dentist never touched the crowns at all. This is just one of many ineligible claim excuses they come up with to render your dental plan with them practically useless. I’m going to be pushing our union to switch to a better provider. We have approximately 40,000 employees and many of us in my section are fed up with this company.

My son recently became very ill and #greatwestlife will not pay for his medicine. The 2 reasons they have given you are also madness in my opinion. 1. It's too expensive –or- 2. It’s a new drug... 1. is the only reason I have insurance and 2. Every Dr. I have spoken with has been using this since the 80s to treat this illness. The head of the specific division of pediatrics at BC Children Hospital has written a letter to GWL with no result. The drug is covered by Pharmacare and they still won't cover it. ...BE WARNED! #greatwestlife are not an investment, not an insurance company they are highway robbers.

They keep sending me cheques that are missing a signature and its been like 5 months i havent recieved a payment from them. This company is a scam and their agents are really shady. I dont understand how they can operate a business like this. Horrible experience I wouldnt want to have anything to do with them ever again. When i saw other bad reviews I wasnt suprised. Never again will I ever have anything to do with them. Worst experience ever.

My husband has GWL through his employer and needed dental work done. He did a "predetermination" through the dentist's office, and got a quote back regarding how much was covered. The day of the surgery, the dentist found other things wrong and had to add to the list of services done. Most of the services were covered 100% through our insurance. A week after the surgery, GWL informed us we needed more information via mail. The dentist's office quickly sent original copies as requested by the insurance company. It has now been 9 business days since providing them with the necessary information and we have hit a wall. When my husband contacted GWL he was met with an "I don't care attitude" by the representative and given no estimated time for the claim to go through as they are "back logged for 2 weeks". The representative was unapologetic and seemed annoyed that my husband was even asking about this claim that we have now been dealing with for almost a month. I do not recommend this company to anyone! If you have this insurance company, my best suggestion would be to make sure anywhere you go does direct billing. I will be happy to leave this company once we are finally done dealing with this first and last claim.

The most crooked and unprofessional company I've unfortunately had to deal with. They do everything they can to make you give up on receiving compensation. I had my dentist submit a pre determination claim outlining work I needed done. They reviewed and accepted the pre determination within a week. After treatment the actual claim was submitted and it sat for over a week before they posted the "request for more information notice" so I called to see what this is about and all they could tell me was to keep waiting to receive something in the mail I should of gotten by now. I haven't received anything in the mail and follow up phone calls are not returned or if I get through to an agent they rush you off the phone without any answers. They make it clear they aren't here to help you. Im pulling out of their benefits program asap and doing everything I can to get my company onto a better provider.