Health insurance Reviews

Great-West Life Health Insurance Reviews

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(117 reviews)
Great-West Life
1.2 out of 5 stars:
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Asthma Coverage Denied!

by Asthma Sufferer Denied Breath on Jul 25, 2015
1.5 out of 5 stars

After months of forest fires my asthma which is monitored and treated with advair daily has been acting up this summer (obviously). I called my pharmacist to renew my ventolin which has pretty much been sustaining me throughout the summer. I'm told that my insurance company won't cover it because they feel that well controlled asthma only needs a ventolin a month. In most months for myself, I would agree. However, I'd like to know when an insurance started being able to override the assessment made by someone who actually cares for me and has a PhD, indicating that they are the person who knows my health, not an insurance company. It's absolutely disgusting. If anyone has major asthma issues, this is not a company you should get your benefits through, sorry.

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Completely inept.

by Enraged. on Jul 17, 2015
1 out of 5 stars

Great West Life is literally a pain to deal with. They complicate things that should be simple and quick to deal with. They also take absolutely no responsibility for anything. Most information I've received from them is inconsistent.

I had my wisdom teeth out almost 1.5 months ago. I sent in a form for pre-approval 2 months ago. They literally just need to issue a cheque to me. I still have not received it. I have called them four times and they issued a cheque to our old address 3 weeks late (despite the new address being updated and us receiving other claims at this address). The representative was literally trying to argue with me on the phone about who's fault that was. Who cares? That's not the concern. I don't have money that I should have received a month ago. I am out of pocket and the surgeon's office is waiting to be paid.

Completely unacceptable. I get better service at Walmart for free.

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Worst

by Frustrated on Jul 13, 2015
1 out of 5 stars

Getting your custom orthotics paid for is a nightmare. Despite having all information required, claim is still denied. Something, they pad for 2 years ago is now not eligible, however, no information was sent out to advise of new terms.

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Bad experience

by TTrang on Jun 30, 2015
1 out of 5 stars

i have been with Sun Life insurance for a few years. No problem with any claims. My husband just got a new insurance with great west life, and now I have had a terrible time with them. They random audited and asked for the receipt which I provided to them. Then they asked for the other insurance payment proof. This made me feel like I am trying to rob their money or something. Sun life never checked my receipts, and always pay in full amount if you have second insurance. This great west life never pays me in full whatever left that my first insurance pay even only $10 left. This insurance company is not GREAT as its name. If anyone is looking for insurance company, I would suggest with Sun Life. No problem with claims and no doubt about your claims. Less headache and pissed off from the stupid audits.

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Dental coverage

by BadWesrLIFE on Jun 12, 2015
1 out of 5 stars

I would Rate Great West Life has ZERO, find another insurance.They kept asking questions by mail, one question at time until they got something they to refuse my claim, talk about wasting money on stamps. After 4 months of crap, and I will now loose 2 teeth, because I had a hone accident and loosened them. Zero, zero, zero rating Great West Life

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Terrible

by Insureguy on Jun 6, 2015
1 out of 5 stars

By far the worst employer supplied insurance company I have ever dealt with. They absolutely bend over backwards not pay to a legitimate claim. Their main tactic is to force you to provide so much paperwork that you finally give up.

I have this problem with most claims - even for the most mundane.

Don't use them if you don't have to!

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Bad experienced as an employer

by HR Professional on May 26, 2015
1.5 out of 5 stars

They may be cheap for employers but your employee base will not be happy with your benefit plan and in the long it could very well affect your employee retention. We have had nothing but complaints to our HR department since switching as they provide our employees with poor customer service and very glitchy website. Our employees which much happier with Pacific Blue Cross and we'll be switching back in the future. Great West Life cuts corners at the expense of your employees and as a top employer, our employees deserve better.

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no help at all

by paul peters on Mar 5, 2015
1.5 out of 5 stars

easy to take your money, when you need help, no help at all. you will be waiting for 12 weeks for a call back.

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Great Waste of Life

by Brad on Feb 24, 2015
1 out of 5 stars

I have been with this excuse of of a benefits provider for 13 years. I don't pay for it as my employer provides it. I wish I did pay for it so that I could get rid of them. Every single time I try to claim something it gets denied for some reason or other, none being a incorrect claim. They love to find ways to keep your money from you. When you call them the people on the phone act as though you are inconveniencing them, and they won't answer your questions. If you are looking for a good provider then keep on looking.What a useless company.

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Very slow in refunding claim

by mattiebrodie@hotmail.com on Nov 24, 2014
1 out of 5 stars

I submitted a claim for a vaccination ($210.00) via Registered Mail. They said it would take 3-5 days to process. It has been 10 business days, and when I call them they still say 3-5 days. I have direct deposit, so there is no excuse. By the way, if you are retired you cannot use the electronic submission, but must use mail for claims that are not through your pharmacy or dentist.

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