Scam
by Kiwy on Jan 30, 2024
1 out of 5 stars
Repeatedly hung up on, told wrong information, would not give confirmation of coverage for rbc credit card insurance, 2 days trying only to get a return call in the middle of the night with no name left or extension. Operators/agents have Very poor english and cannot communicate. Been an RBC avion cardholder for 15 years, never had problems until they switched to Allianz. Absolute scam insurance!
Over the past few years i have dealt with allianz for a travel refund for canceled flights, of the 3 flights i have recieved 0 refund even though my credit card covers me and insures me of this! This company is a fraud! My most recent experience, my flight was canceled Oct 30 2023 it is now jan 17 2024 and i have not recieved an answer! You may be put on hold for hours and the call gets disconnected, the emails are not responded to in a timely manner. Very disappointed with Allianz!! RBC should not deal with Allianz!
Terrible customer service plus does not pay out on trip interruption claim when another local provincial insurer paid our friend. Equivalent trip interruption claim for the identical trip
Allianz rejected our trip interruption claim, citing fine print on back policy pages states that due to factors out of their control, policy becomes null & void. They also took over 3 months and numerous calls, before staff responded.
Even their front line staff felt we should be reimbursed.
This company is a scam. You can't reach the customer service. They process your claim for a long time then simply reject with invalid reasons. Ghosting you. Refuse to reply your email or answer your call. Don't purchase any service from this company. Is a waste of money, time and energy.
If I could give 0 stars I would - my son had a medical emergency while traveling and had an ER visit. The process to figure out how to submit the claim was so painful. It has been over 6 months and the claim is not resolved as I have debt collectors contacting me. No one answers the phone, no one calls you back when you schedule a call back, no one answers emails etc.
I would avoid this company and seek alternative coverage elsewhere.
I had a medical problem (shoulder pain/strain?) while in Mexico in late Feb that continued into early March. I contacted Allianz about the problem after going to a local Dr. (cost $85) I explained my condition and also indicated the Dr wanted me to get an MRI. They approved this procedure. I then visited the Dr after this test was done. I was informed of test results, provided options, up to and including surgery. etc. I was given a prescription and advised to have physiotherapy.( which I did that Allianz approved in advance) If problems continued I was advised to share the results of the MRI with my Dr upon return to Canada.
Upon return I filed my claim in late April & waited and waited-no response. After finally getting thru to customer service rep (their phone recording always says they have 100+ minute wait but you can leave your number and they will call back- they don’t!) I was advised to send original paper copies to their office. I did. Waited another month, no action, over past 3 months I’ve talked to 4 different agents. I was advised one form wasn’t received (it was in pckg and previous agent said they had all forms!) I Resent this form, it is now November and I’ve received nothing from them. I’ve sent in queries via their website with no reply. I’ve talked to 4 agents, the last one saying it was with an Advisor reviewing the claim and it was a priority. Yeah right. Claim is for $600 but I doubt I’ll ever be reimbursed. Stay away from this company!!
Filed a claim weeks ago and no one has even bothered to look at it. I work in the insurance industry as an adjuster and if I took this long to respond to a claimant I'd be fired. This company holds its independent Adjusters to a standard of contact in less than 2 hrs for new claims contact but can't bother to pick up a phone nearly a month later. Good thing I didn't have a severe Injury- who knows how long I'd be out of pocket or if I'll get paid at all. Go with another company who actually serves their customers.
Stay away from these scammers, it took me 2 years and till now I didn't get my claim and also the customer service is a disaster every time I call they just keep saying that it takes 48 hours to get a call it's been more than a week now and no one called.
What a terrible system, I have been harassed by a travel insurance recording that continues to tell me I can buy my travel insurance online. However, did you know you can't but multi-day 30+? That's why I'm calling, do you think you could set up a button like "press # 4 if this is 30+ days insurance!!! I set up three callbacks and not one call back! Most ridicules way of telling me "my call is important to us". Totally intolerable! Waste of time!
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My wife and I had our flights delayed and then canceled before our honeymoon. Our accommodations and other excursions were paid for in full as well. Since our first flight was cancelled we missed our connecting flight and had no other option of getting to our final destination. We spent months trying to process our claim. Not once we were able to connect with a representative, hung up on multiple times and then waited for 9 months for them to send us an automated response stating no coverage. It’s disgraceful and beyond criminal. The fact that Canadian banks and Airlines are aligned with these people is disgusting.