Buying Insurance

What is the difference between Insurance Brokers and Agents? Insurance Brokers and Insurance agents both sell insurance. The key difference is that an insurance agent (also called captive agent) typically works for one insurance companies and thus can sell insurance policies of this company only. That limits consumer’s options to compare different products… Read more Insurance Company vs Bank: Where Should I Buy Insurance? Both Banks and Insurance companies sell Life Insurance. According to the existing regulation banks are not allowed to sell insurance products in their branches other than Travel or Creditor Insurance... Read more


Having Insurance

How Often Should I review My Life Insurance Policy? Your Life Insurance policy protects your family and your close ones in case anything happens to you. Thus you want to ensure that in any case there is enough coverage to reflect your current life situation. Typically you want to increase you coverage if any changes in your life require more financial support… Read more


Submitting a Claim

Rejected Life Insurance Claim: What Should I Do? Insurers treat life insurance claims differently depending on the time when a death occurred Should a death occur within 2 years after a life insurance policy was issued, it may be contested by an insurer including an investigation. Such aspects of the life insurance policy will scrutinized as existing pre-condition or any fraud possibilities… Read more