Economical Insurance Auto Insurance Reviews
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9 weeks to process claim, 1 week since completed claim documents and still have not received any money
I had to make three claims with Economical, one for attempted theft and then another for an actual theft of my truck. After the theft, I waited two months for repairs to be done and then my truck broke down a day later and then they refused to cover the additional repairs even when the shop deemed them related to my vehicle sitting for two months waiting for them to approve repairs. It took five months to get it back and had to pay $1700 out of pocket for repairs that should have been covered. My third claim was after a rollover and I was suddenly informed that they didn’t have collision insurance on it when I had been under the impression for six years it had full coverage. I’ve been paying $150 a month for six years for them to do absolutely nothing when I totalled my truck. I was left with the hefty tow bill, ambulance bill, and now a totalled vehicle. Steer completely clear of them I’ve had nothing but issues and am out thousands of dollars in both money into my truck and in paying for useless insurance.
My mother had home insurance and car insurance with economical. Last year in July she passed. I told them she passed. My dad told me he closed her accounts. They continued taking money from her accounts. I called and spoke to the broker and told them she had passed away. I provided ALL documentation including her death certificate which they asked for. They said my dad was the one who had to cancel it because he was executor of her estate on paper because he was her next of kin/husband. (I explained to them that my dad isn't all the mentally since my mom passed away) but they insisted so I gave the contact info to them. Since then I have been receiving bills to my house from her insurance constantly every 2 or 3 days I get 2 or 3 letters from them asking for money for a policy I closed for a person who passed. I keep telling them to stop. They keep sending them. At this point its harassment
I had an accident in New York State on March 23, 2022, at 8 pm. I called Economical at 6 am on March 24 to report it. A nice Afterhours agent took the information and gave me a temp claim number. Told me to wait on the claim adjuster’s phone call and not leave Buffalo, NY to go back home to Canada.
I called Economical at about 1:30 pm on March 24 as I had not received a call from an adjuster. I ended up giving much of the same accident information a second time but the call ended up with “I’m sorry but I (the agent on the phone) can not get you a rental vehicle because the system won’t allow it.” Again, I was instructed to wait till an adjuster called. I was given a claim number this time.
We had a person drive us to the entrance of the Rainbow Bridge in Niagara Falls, NY. We walked across to Canada and then arranged an Uber ride home to Hamilton, Ontario.
Our insurance broker called on March 25 to see how it was going and instructed me to get my own rental vehicle which I did and keep all receipts.
Saturday, March 26. Still have not received a phone call from an adjuster.
So basically, don't believe promises of 24/7 emergency assistance from Economical Insurance: it doesn’t exist!!!
Please do not use this insurance. They are awful. We had an accident on January 11, now is March 10th, nothing happens in our process. They don't even answer an email or phone call.
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I don't know where to start. With the good, I think. This was my first claim ever in my 30years driving. My representative was perfect on my first call. Had me feeling confident that everything would be fine. It's been over a year my truck isn't completely done. I get the challenges of having to communicate via email or text but my truck was brand new with brand new suspension rims and tires I had done at the local Chevy dealer. Hit a snowbank at 30km/h maybe. I was assured by my representative that the body shop gave priority to econ. Claims. 4.5 months later after I was calling once every two weeks for updates they tell me to come to get my truck its ready. I get the invoice copy and we walk outside. 4th item on the list full factory front skid plate. Never hurts to look. So I looked. It still had the scuffs and scratches from the ice. It wasn't even ordered. The passenger side mirror had no cap so I had 1 white one black mirror. Looked at the rims and they weren't even washed. 3 center caps were broken and one was gone. Rims were scuffed scratched etc we sort it out I hop in my truck start it and every warning and engine light were on. I just finished telling me it just got back from a laser alignment and QC. I reported this to my representative via email I still have said the shop was going to Bill them for parts not even ordered. Not one reply! I finally contacted another representative who was great again. First call. My truck still isn't completely done and it's over a year and no communication from anyone. I thought this is why I got the extra third-party insurance. Absolute trash. Does anyone know what else I can do?
Worst experience ever. My car was stolen and recovered 3 days later. After multiple attempts ( voicemails and emails), 5 days later is when the adjuster got back to me. After that, it took another 3 days to respond to my questions about missing items from the car. A month later I was finally told my car was a write-off and was made an offer. That was almost 2 weeks ago am still waiting for my check. The adjuster won't answer my calls or respond to my emails.
I am currently sitting on day 31 since my car was stolen on Boxing Day and have yet to receive a settlement. My experience with Sonnet and Economical has been the absolute worst customer experience of my life. Throughout this whole horrible process I have called, messaged, chatted and emailed Sonnet and Economical customer representatives and my adjuster countless times and all I get is no response, empty promises of call-backs and supposed escalation that goes nowhere. When I finally spoke with my adjuster after countless complaints and resorting to Twitter, she told me the claim would be wrapped up by the end of the week but that was 10 days ago. I've been calling and emailing her directly for the past 10 days but she will not return calls or emails. If you're needing insurance don't run to the quick online deal through Sonnet. Support your local brick and mortar companies that actually have people you can go in and see who will answer your calls when you call and who will actually be the insurance you need for your car and sanity.
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The experience of making a vehicle claim with Economical insurance company this time is really unforgettable for me, and I hope that I will never have any association with this company again.
I am a UBER driver. There was a traffic accident in November 2021. After nearly 2 months of processing, I received compensation today and the claim is over. My car was hit and scrapped, but the insurance company bought out my car at a price of nearly 1,000 lower than the market price. If there is any objection, I can continue to appeal, but I am worried that I will be caught in protracted-time consumption and have to agree to their bid. My feeling is that I was hit twice, once by another driver and once by an Economical Insurance.
The communication with this insurance company during this period is really maddening. Basically, you can’t find your adjuster and their manager. They don’t reply to your emails, don’t reply to your calls. Don’t reply to the customers’ emails and the phones seems to be the rules and regulations of this insurance company.
In such an unequal situation, you are left with only a long time to wait and being anxiety, which is a particularly painful experience. I sincerely hope that the fewer people who experience it, the better.
In Canada, I have never met a company that doesn't care about the customer's feelings like this. Later, I realized that it is UBER company chose this insurance company, and UBER drivers have no right to choose which insurance company to insure, so the Economical Insurance Company can ignore the feelings of individual UBER drivers without losing money.
In short, cherish your life and wallet, please stay away from ECONOMICAL Insurance Company.
It is April 8th, 2022 and I am still waiting for management to respond to my last request... These claim adjusters lie, change facts, ignore all correspondence and never look out for the insured's best interest... Although liability should have been fully established months ago... I am still being given the runaround... Soooo, I guess I've been paying for full coverage just to be screwed by my own insurance company... Best believe you all are getting sued! Disgusting behaviour this company has...