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Johnson Insurance Auto Insurance Reviews

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(196 reviews)
Johnson Insurance
1.5 out of 5 stars:
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worst insurance company ever

by mozhgan on Jul 30, 2015
1 out of 5 stars

I was with Johnson for more than 3 years. No accident, No claim and no charges for Johnson Company during these years until my daughter had an accident. It was a very mild car crash to the point that neither my car nor the front car was damaged but according to the Police my daughter was 100% guilty. My daughter was 21yrs old at the time of accident with 3 years of safe driving experience with no accident and even not a ticket. So they; Johnson Company, evaluated her as a high risk driver!!! and to my very surprise changed our policy and put her as the main driver ( while she was the second driver) and increased our monthly payment by 500 dollar and our total became $916.84 per month. Immediately after receiving a letter from them about the increased payment, I called and asked for the reason and because they were very rude and aggressive and didn't want to explain and convince me, I just asked them to cancel my policy from the beginning of the next month since we were in the middle of current month. I knew that there will be a cancellation fee because the policy is terminated in the middle of the term but they didn't tell and explain to me that the cancellation fee will be $916.84. They should have told me that because the prime has increased from the next month so the cancellation fee will be the same amount. But they were not only rude and aggressive but also dishonest people who just wanted to deceive clients to get the most advantage of them. If they had told me about the cancellation fee, I would have cancelled the policy right away. But because I neither accepted the increased amount nor paid it even for a month so I assumed that they will reduce the regular monthly payment. But without my consent they withdrew $916.84 from my account. I talked to other insurance companies just to make sure about what happened to me and they told me this is an unfair and illegal behaviour and not acceptable. I just wanted to share this with other customers to help them stay away from companies like Johnson that most likely won't be of any help especially at the time of accident let alone before that.

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HORRIBLE customer service

by KIMW on Jul 6, 2015
1 out of 5 stars

I have been with Johnson for over 4 years. Last year I had an accident which was was legally proved not my fault. The way Johnson has treated me since you would think this accident was my fault... can never get ahold of my adjuster, they contact you when they want. I have had about 3 different adjusters assigned to my case and the only way I find out is when I try to contact someone about my claim. Most of the adjusters I have dealth with are RUDE. These people talk to you like they pay YOU! HORRIBLE HORRIBLE customer service.

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Terrible Customer Service

by j7tran on Mar 31, 2015
1 out of 5 stars

Was insured with them for about 2 years, terrible terrible service. Called in for a quote one day, had to speak to our local account representative, or account supervisor is what they call them. The guy was completely rude, no manners at all, asked if I could get a quote on a secondary vehicle I was looking to purchase. Advised if I did buy that vehicle I would not be taking transit anymore and the mileage to reflect that. Got back with a an insanely high quote so I decided not to purchase the vehicle. A week later I get a bill for over $700 on my insurance plan because of a change in mileage, I called to inquire and he told me I have to report actual km's between home and work, when the quote was for a vehicle I DO NOT OWN and did not purchase, and the mileage was based on whether I purchased that car. Ended up having to go through a ton of paperwork to revert it all back. Waste of time, Second incident, called Johnson Insurance directly so I could avoid this rep, they advised that YOU HAVE to go through your local rep, requested for a new REP and they advised it is not possible. What a retarded rule if you ask me. So ended up calling the same rep, asked for a home insurance quote to see if I combine it with car insurance it might drop my rate a bit. Got my quote, got off the phone, 2 weeks later I have the package in the mail with the package already processed. I never even agreed to go with them, unbelievable. Processed without my acknowledgement. Same process all over again, had to fill out forms, fax, waste my time and cancel something I never even signed up for. End of the day, left this horrible insurance company and could never be happier with my current provider. My recommendation, stay away from this company, I have friends and family who also used Johnson and advised of terrible experiences.

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Stay away from this company

by pburns on Oct 1, 2014
1 out of 5 stars

Stay away form this company at all costs. Had been a long time 20 year customer with them. Found a way cheaper rate $1100.00 per year for better coverage, and they charged us $250.00 to cancel our policy. They ripped us off for years with over rates, and then charged us to leave. Will never use them again.

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Incompetent, and expensive

by Upset on Aug 22, 2014
1 out of 5 stars

This company has been asking ONA ( Ontario Nurses Assoc) members to use them for their insurance , so for the past 24 yrs, we have been with them and the past 2 weeks, I have been treated by their adjustor and claims department like an old rag!!! I had an accident early this month , hit from behind by an old person who was in a rush to get to church. I filed the claim and it took them over a week to call me back, not even asking if I was ok and to top it sll, wrote my car off. I had been paying $2629.00 / yr for a 2002 Acura 4 door Premium for years and the car was in mint condition with only 168,900 km mileage. Guess how much they are giving me for my car??? A lousy 4,800!!!! On top of this, I have been on the phone calling the claims dept, the adjustor because they never answer the call and they do not leave a voice message that they are off for a week and they do not apologize for their incompetence!!! DO NOT BUY INSURANCE from them!! They charge so much more, over $300!!! The phone calls alone to them to get information was enough to raise my blood pressure! If you want Better Sevice and better price, seek somewhere else!

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Unethical Business Practices

by evergreenbubbles on Mar 22, 2019
1 out of 5 stars

I have been with this company for 15 years. Initially, I had great service with them until I made a second at-fault claim within 5 years. I had not been informed that they changed their policy to not renew after 2 at-fault claims in 5 years instead of 3, the industry standard. They did not take into consideration the fact I had been with them for 15 years and had only 2 at-fault claims and no traffic violations. DO NOT USE THIS COMPANY. Let everyone know. Unethical companies need to know that these business practices are not OK and that we have power as consumers to demand better treatment.

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Stay away!

by mbshaw on Aug 24, 2016
1 out of 5 stars

This company just seems to have a different slant on customer service! First of all you can never speak to an actual person and if you do finally get through to a person, you will never get through to the same individual again!
a month ago I purchased a new vehicle and the dealer and myself both contacted Johnson for coverage. After picking up the vehicle, we thought that it was odd that Johnson had not confirmed anything so we called.....they had no record of the transaction.
Today I received a message from Kaila at Johnson to give them a call.....of course I was given a 1-888 phone number....you called me?!
I did not get to speak to Kaila and after numerous 'security' questions.....again....you called me?!? they informed me that the call was to verify that they could send insurance confirmation out to the dealership for my new car.....IT WAS PURCHASED A MONTH AGO!
Hurry up re-newel!

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Review topics

Loyalty is NOT rewarded

by mplante on May 3, 2016
1 out of 5 stars

I've been a loyal customer of Johnson Insurance for nearly 20 years. I've had two cars and my house insured during that time, and neither my wife or I ever made a claim. In the past two years, my wife had run into some bad luck and was in two accidents, both deemed at fault. We were told that she would now be considered high-risk, and so I waited to hear from them how my rates would be affected.
I get a call and an email yesterday informing me that they would not renew my auto insurance. This was fine by me because my intent was to not renew either, and decided also to cancel my home insurance.
I called to get a quote from a local broker, and expected to pay significantly more. Even with full disclosure, they came back, my wife now high-risk insured, at $12 cheaper per month than my regular rate with Johnson!
So not only am I saving money, I've been getting gouged for years! I hope this post gets read by customers and others before it gets removed, so that you can save yourself some money and hassle by just going to another company. My biggest regret is not shopping around sooner, but my fault for thinking that loyalty would be rewarded.

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Happily Left after 10+years!

by Brooke on Aug 11, 2015
1 out of 5 stars

Why is it that on August 11, 2015, I am only NOW getting any money for the chiropractic and massage needed as a result of a NO-FAULT accident in February 2014? Oh, and I had a lawyer!

For over a decade I had both my home and auto insurance with UNIFUND. Throughout that time, I found it impossible to get anyone in Richmond Hill's office to respond to my calls or emails (from the advisors on my insurance documents like Joann L. to the person in charge of complaints - Patricia S.) without having to call head office in Newfoundland to complain. Such a hassle! Get it together!!

Although their prices are good, don't let a good deal blindside you.

In 2014 I had my first NO-FAULT accident and this experience was what caused me to leave Johnsons/Unifund for another company. Here are some of the problems I had, as a result of having UNIFUND insurance, with my small NO-FAULT accident:
-adjustor Larry S. incompetence
-adjustor pressured me to visit only UNIFUND approved treatment clinics when I had one already that I trust and visit
-received mail addressed to me with my name and info but about another client's claim, lawyer, and treatments (and I assume they got my info) such a lack of privacy!
-constantly lost faxed documents I or my health clinic sent to them
-would NOT allow documents to be personally delivered since I live in the same town - suspicious
-recorded me down as the driver AT-FAULT, so when I went to shop around for a new insurance company I had to get this cleared up!
-Took 1 year and 6 months to receive money for the Medical and Rehabilitation services that were supposed to be covered by the assigned policy limit of $3500.00 given to me for my accident

So, if you are fine with having to escalate most matters in order to get things resolved (this is costly, stressful and time sucking) and having to spend countless amounts of your OWN money for treatments covered by your policy, then Johnsons/Unifund is for you! Don't be fooled by their great prices, in the end your sanity and care is much more valuable.

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Bad driving record? Your insurance rates can be double the standard insurance rate. Let us help you get the better auto insurance rate without breaking the bank.

I saved over 5k by switching!

by johnsonisterrible on May 22, 2014
1 out of 5 stars

This place is ridiculous. I had one speeding ticket and after being insured by them for 8 years they automatically put me into their high-risk category with a rate increase of over 200%. They quoted me $600 per month for insurance. Are they crazy? Sure... let me just get out my chequebook and pay for that, no big deal.

The customer service is horrendous. If you call and your 'service advisor' is not there, they send you to random people all across Canada who know absolutely nothing about your file and what you are talking about. When we purchased a new car I spent over 2 hours on the phone being transferred around until someone eventually helped me, although not pleasantly.

A lesson to anyone who wants to be insured through these "big guys"... go through a broker. I was able to get my insurance down to $125 a MONTH vs. the $600 per month they quoted me. As soon as you have an accident/ticket, they take that opportunity to screw you. I will be letting everyone know of this terrible experience.

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