Cancelled policy for non-payment - tried to re-instate - they increased quote by $266/mo
by robbytee on May 30, 2024
1 out of 5 stars
Beware of annual renewal premium
I had auto and home policy for two years and no claim at my fault during this period.
I got notice for annual renewal notice with 25% increase in premiums. I took quote from other insurance carriers , they offered half of the premium.
Pls save your money by using others carriers for better service for less premium.
After switching to another company (found better coverage at half the price), Johnson continued to take money from my account and refused to refund all of it. Spent hours on the phone over several days, had to send document multiple times and they kept changing their excuses. In the past when I had a claim they also attempted to pay less than was required by law and I had to have a lawyer step in. Most insurance companies are bad, but this one appears to be the evil overlord of Insurance companies. You would be better off with no coverage at all!
Paid a hefty amount for car insurance, spoke at 2 accounts about early cancellation just 15 days before policy cancellation and was charged a significant amount for not continuing policy with them when I'm leaving Ontario. They just love to steal people's hard-earned money.
Very bad insurance company. I've been with them for 3 years. I bought my second car they increased by $400. I got a good deal from another company which is $175 less than this terrible insurance company took from me. Don't go with this company - 330$ (and their terrible complicated penalty fee of $800), the penalty for cancelling my insurance. I've cancelled it, now relaxed... I was totally depressed with this huge amount, they don't know the value of hard-earned money...
They used to take pride in customer service but now it's only downhill... REALLY BAD and premium prices keep rising.
I sent several emails to the company to find out if there would be a Covid-19 rebate offered like every other insurance company on the planet is offering I got zero response, so my guess is that’s a no. I’ve heard nothing but bad things about this company and I wouldn’t have taken out a policy with them but my original policy with Scotiafinancial passed it off to Unifund Insurance who passed it off to Johnson Insurance. That wasn’t done because they gave me a great rate, in fact I’m paying three hundred dollars more per year with ZERO accidents/tickets than my last policy. Can’t wait to renew...with another company.
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I was away from home due to family emergency when my insurance pre-auth debits were bouncing. I got charged NSF fee's 10+ times then they cancelled my policy on April 15th for non-payment. When I got home I saw the physical letters, insurance was already cancelled... They didn't call, email or text me when the first payment was missed, I could've fixed the situation. I paid off all the arrears on May 25th and tried to re-instate my insurance, they declined and said to make a new policy. Now non-payment is on my record and Im having harder time getting re-insured. The new quote premium went up by $266/month. I declined and went to a different company.
Im fully G licensed, have no tickets, claims, and never got cancelled for non payment in over 10 years. You clearly dont reward good customers.