Cooperators Auto Insurance Reviews

The worst insurance company I have ever worked with in my life. Can't pick up the phone, can't answer simple questions about your insurance, they lie they rip you off. Don't go with this insurance company!

Stay away from this company they don’t honour their own policies, they don’t answer questions, they are flat out rude and organized, I was with them 5 years had two very minor incidents they told me my accident forgiveness no longer applies and tripped my rates after the second one. When I asked questions they asked me for proof of registration and cancelled my policy before getting written notice in the mail blocking my access to my online services account and demanded that I still owed money. When I placed a stop payment on my account my bank informed me they had been taking money out under two different names so I had to place two stop payments. When I finally got my cancellation notice they cancelled it because they didn’t get proof of registration and one of the forms I signed 6 weeks before cancellation apparently wasn’t dated. This company has been caught lying to me on more than one occasion and has the worst customer service I have ever encountered.

I was t-boned in the rear by a distracted driver well entering a hotel parking lot, and cooperators accused me of being at fault.

This is the very horrible worst insurance company I never thought after you are paying them on time but when I have an accident that is not at fault and had video evidence provided including police reports but until now they are ignoring my calls it's been more than three months keep calling emailing but no further actions and instead of helping me they still denying it's my fault just avoiding the claims... Cooperators - poor customer service, not helpful and cheater!

My insurance has increased despite driving far less during the pandemic and having a good record. The deductibles are also awful. Terrible service. Terrible insurance. Avoid at all costs.

This has to be the worst insurance company ever. They will take your money but if you ever have a claim they will fight to not pay it out. Waited months for a reply from the adjustor in the end only to reject the claim. What made it worse was other insurance companies with the same policy language paid out the claim where Cooperators refused to. Do not insure with Cooperators if you have a choice.

Worst experience ever! They don’t pay for the repair even if you are not at fault! Worst adjusters not even deserving 1 star!

What happened to fair prices? I was shocked by your vehicle insurance quote. Why are you penalizing good drivers?

Customer loyalty and service mean absolutely nothing to Cooperators, been with them for 3 years. Communication is very rude especially when you enquire about discounts, they tell you to cancel your policy (not mentioning a cancellation fee). They would not return your calls and send two-liner emails for your queries. Their refund is peanuts, they take back a huge chunk under the name of 'cancellation fee' with no proper explanation even if you call them. If you could choose another insurance company please do!