Credit Card Reviews
RBC WestJet World Elite MASTERCARD Consumer Reviews
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(36 reviews)
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Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, no annual fee in the first year, including on supplementary cards. A welcome offer value of $350.
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I have had this card for 10 years. Always pay off the balance so I don't care what the interest is. In addition to accumulating WestJet dollars to apply to flights you get a free checked bag on all WJ flights and an annual $99 companion flight anywhere in North America. These perks make this card worth the annual fee.
like the westjet points and the compnion flight once per year - think the points earned should be more.. lower interest rates.
Scotiabank® Gold American Express® Card
Earn up to 40,000 bonus Scotia Rewards points in your first year (that's up to $400 towards travel). Earn 5 Scotia Rewards points for every $1 you spend at eligible grocery stores, dining and entertainment
Get this card / Apply online
the application was really easy and fast. To redeem points are really easy
Yes I am happy with the rates and credit limit. The rewards for westjet flights is the main reason to use
Credit card rates are horrible in Canada... Not a big fan of credit cards but this one is ok.
I have had several shocking moments with the credit card. You have to read the small print. And you have to pay it off to the dime every month. I had a balance of $17,000ish in a high spending month (I use it for work), and cash flow was low but I made sure that I paid $15,000 (worked hard at this) by the due date, so interest would be minimal.
Silly me.
Interest was charged on the full $17,000ish, this is how this card works. If you pay even $1 short, you might as well have paid nothing, interest will be charged on the full amount.
I usually pay my cards in full, but sometimes you just can't. So this card is... risky. More importantly, it's unethical.
BOOO Westjet Mastercard.