Life Insurance Reviews

Canada Life Life Insurance Reviews

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(160 reviews)
Canada Life
1.2 out of 5 stars:
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Archaic Practices

by nixelby on Aug 3, 2023
1 out of 5 stars

They could not handle automatically merging my PSHCP and dental accounts automatically because of slight differences between my two accounts.

Why didn't they test the merging before the switchover? They would have found that thousands of accounts would not be successfully merged.

The causes of the failed merges are not complex or varied. Merging could easily be automated. Instead, they are forcing employees to call in and get their accounts merged manually.

Once you sit on hold for 60 minutes or more, they submit an internal form that will lead to your plans being merged within two weeks or longer.

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Change in coverage after the transfer of Sun Life to Canada Life.

by SK on Jul 29, 2023
1 out of 5 stars

Not easy to get through to speak to anyone (2-4 hrs wait online). Lines are not open easily, you have to call many times a day to get through to someone. For the past couple of weeks, I have spoken to 4 of them. No one seems to know what’s going on. No one can help me. They all gave me a promise to call back. None did. I sent an email complaint with no answers. It’s unfortunate that no one working there can help me. Their "Contact Us" chat function doesn’t work. No email responses, staff via phone are unable to assist. It’s a really sad situation. I have no idea who can help me.

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Unbelievably Poor Service

by SD on Jul 18, 2023
1 out of 5 stars

Canada Life is Canada's largest insurer and its net earnings for the fourth quarter of 2022 were $380 million. Why is it that a federal employee who has paid dues all his life has to wait up to 3 hours to talk to a human being?

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Did you know that if you are a 30-year old male, a term life insurance policy for 20 years with coverage of $200,000 will cost you around $19/month? Getting your term life insurance quote today will allow you to benefit from a great rate.

Absolutely unacceptable

by Ryan McMahon on Jul 18, 2023
1 out of 5 stars

I was qued on hold for 45 minutes before someone came online, gave no salutation and quickly hung up. So I called again and I've been on the line for an hour and a half now. Still waiting to speak to someone...

Unacceptable

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Impossible to get someone on the phone.... add a chat!

by hipshop on Jul 14, 2023
1 out of 5 stars

You hold 2 hours on the phone and the system cut you automatically. Please invest in CHAT GPT to get a minimum of service. Can't be worse...

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Absolutely Horrendous Customer Service

by SH on Jul 5, 2023
1 out of 5 stars

Federal public service, new provider as July 1. Wait time to call at least an hour best of times. Chat? Forget it. Tried at least 7 times, but no agent comes online and it times out, so back to the queue, if one even exists. Calling to understand the benefits and whether a process started before July 1 should go to the existing provider or Canada Life. No information on benefits...click on a link in the menu and get a blank page. Reps have the info they read off to you but are assured everything will be available in the portal on July 1. On July 5th, click on the benefits page, and not only did nothing but get an HTTP error that boots me out of the portal, having to sign in again. What a joke!! This is absolutely crazy. Night and day are worse than outgoing SunLife. And we pay for this garbage! And, no one can seem to provide a contact within gov't, ideally whichever group coordinated this contract, to whom we can provide feedback. So I guess public servants have no recourse but to suck it up and deal with this.... Just wow. Unbelievable...

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Did you know that if you are a 35-year old female, a term life insurance policy for 10 years with coverage of $500,000 will cost you around $15-$20/month? Getting your life insurance quote today will allow you to lock-in a great rate.

Federal public service. More than an hour wait and then cut off...

by Who has this much time to try to get service on Jun 28, 2023
1 out of 5 stars

I waited an hour and 14 min on hold and then got a message about being unable to process my service and the line was cut off. And this was not my first attempt.

The message said the info was availability the website - which is poor and did NOT have the info I needed.

Customer service could at least have callbacks the next day for people not processed.

Very very poor service and I am still stuck.

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I hate this company

by Aspen Carter on Dec 28, 2022
1 out of 5 stars

When you call to inquire about anything, you can be on hold for 1-3 hours. When you complain about how long it takes to get reimbursed for most benefits (which is often) they just pacify you and tell you it will be coming soon. I tell them I have been sending inquiries online and they tell me that is useless because no one checks that. Right now, I have been waiting to be reimbursed for medical supplies for 5 weeks. When I was waiting for reimbursement for my partial dentures, it took 6 weeks. My husband has this company for benefits. It is awful. Needed to get orthopedic shoes, so I got a doctor's note which they would not accept. You have to get a podiatrist to send a full and specific problem you are having and once they accept that, then you have to go through umpteen dozen pairs of orthopedic shoes until they decide to accept a pair. Terrible company!

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Terrible Insurance Company

by Customer on Dec 16, 2022
1 out of 5 stars

The online portal is inaccurate and does not provide you with up-to-date information on your claims. You are required to call customer service with a lengthy wait (an hour +) to inquire about the status of your claim. The customer service representative's knowledge is very limited and often results in multiple transfers to other representatives before getting an answer.

I am forced to use this company for now because my employer decided to use them for our health benefits. However, if you have the choice, I strongly encourage you to seek a different insurance company because this level of incompetence and lack of transparency is something I’ve never seen before in an insurance company.

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Did you know that mortgage insurance is the same as life insurance but more expensive and offers less protection? By cancelling it and getting life insurance, you would typically save around 30%-40% for the same coverage.

2 days on the phone and no answer

by Lb on Dec 15, 2022
1 out of 5 stars

Service à la clientèle aberrante.

Deux jours au téléphones, 8 tentative.

8 fois se faire raccrocher au nez !

Courriel sans réponse!

Horrible service!!

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