Life Insurance Reviews

Canada Life Life Insurance Reviews

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(161 reviews)
Canada Life
1.2 out of 5 stars:
Customer service:
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Crooks

by FindAnotherProvider on Jan 17, 2022
1 out of 5 stars

Crooks. Terrible/non-existent customer service, the only number listed to contact (no email) and you only get through two levels of call tree before it restricts/prevents you from going further or speaking with someone. This company finds any way to keep your moment that forces you to give up or contact media.

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Worst Service Ever!

by Sindhu on Jan 17, 2022
1 out of 5 stars

It's a lazy bunch of people running the company. I went ahead with the insurance provider but was very disappointed and frustrated. They would respond for weeks to fix errors in the documents they sent, I had to call and email them multiple times to get the receipt to submit my expenses but it's been a week and a half and I have not heard from anyone.
I can only imagine what happens once you are using the insurance, I'm going ahead and cancelling the insurance.

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They are running this without any customer support. Worst company!

by Mann K on Jan 5, 2022
1 out of 5 stars

With a wait of more than 2-3 hours to get to any representative, if you are lucky.
No reply to emails or escalations.
They have no accountability.
The phone app crashes every now and again and claims are never handled on time and rejected more than accepted.
This company is more like a scam than legit.
At least have customer support where a reasonable wait time is there.

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What a waste of time and money

by Acer Irwin on Dec 10, 2021
1 out of 5 stars

After over six emails regarding benefits of disability insurance, I have into for over four years. Not a single reply or acknowledgment. Heads up to anyone this company is nothing but a liar. When it comes time to step up and acknowledge a claim that they have to payout. Forget it you'll get nothing. Contact a lawyer.

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Terrible customer service, sub-par app

by Jason on Dec 9, 2021
2 out of 5 stars

The 'Customer Service' that they offer (if you want to call it that) is terrible. Wait in a queue for over an hour, finally get a hold of someone who is clearly not trained properly. Then get COLD transferred 2 times and finally hung upon. No callbacks. You know you hung up on me.. why not simply call back? Because they don't care. That's why.
All of this because I was denied ortho coverage for my child because "it is not part of my plan". Yes, it is. My coworker who has the same employer-provided coverage had the same thing happen to him. They are just trying to weasel their way out of paying us the benefit.
And don't even get me started on their app which took me 6 times to successfully file the claim in the first place.
If you have the option to get insurance through someone else - do it!

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Hard to claim

by Momof3 on Dec 7, 2021
1 out of 5 stars

Money was not transferred even it has been processed a month ago. Very difficult to reach. No answer or you have to wait 45 mins to 1 hour.

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Did you know that mortgage insurance is the same as life insurance but more expensive and offers less protection? By cancelling it and getting life insurance, you would typically save around 30%-40% for the same coverage.

If I could give 0 stars I would.

by C G on Nov 27, 2021
1 out of 5 stars

I have been dealing with Canada Life for an STD claim for almost 2 months. They never got a hold of me, I had to get a hold of them to see where my claim was at after 3 weeks of hearing nothing. Then I called the company and got passed off to 3 different people who could tell me absolutely nothing.
The staff aren't trained properly, they have no knowledge of what's going on, they give you wrong/withhold information. I have called every week now for almost 2 months. I have sent 3 separate emails and didn't get a single reply. When I finally talked to someone who seemed like they knew what they were doing, they told me that they were waiting on information from my employer for almost a month which no one told me in the weeks prior when I called. So I finally was able to get that information and get ahold of my job who didn't even know they were waiting on it, to send it in.

It's been almost 2 months and they still don't have a case manager assigned to my claim. I am off work due to pregnancy complications and all my bills are about to bounce because this company is so disorganized and slow with processing their claims. I'm off work because of stress and dealing with this company has made my complications worse because of the stress they cause you. They have the worst customer service I have ever dealt with.

I don't recommend this company to anyone. If you're a company looking for Insurance for your employees, please choose a different company.

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Zero stars is the best I would like to give

by fenton on Nov 27, 2021
1 out of 5 stars

Don't use this company. They promise everything. Deliver nothing. When you try to claim. You'll be denied over and over again. For every excuse. I've had disability insurance. Accident. Insurance and other policies. That. When it became disabled. They denied it. Even though my doctor and the Canadian government. Say I am. This is a scamming company. Do not waste your money. You'll get better coverage by putting your premium in a bank account. At least you'll have more than they promise. They are a total rip-off.

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Easier for them to just cut the line

by reem mohamed on Nov 26, 2021
1 out of 5 stars

So even customers who are willing to wait for an hour to have a representative speak to them are not good enough. It is easier for Canada Life to just cut the line and get rid of the headache of another paying customer inquiring about their insurance.

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Horrrible Customer Service

by Jim on Aug 24, 2021
1 out of 5 stars

I bought my policy from London Life and now became Canada Life. I tried to inquire about info on my own policy. I was put on hold for a very long time and was finally able to speak with someone. Then the phone cut off. I called back and put on hold for a long time again. The customer service representation had really bad attitudes. It is just very unprofessional.

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