Manulife Disability Insurance Reviews

In 2017 I had a heart attack while working at the site C hybrid project in northern British Columbia, anyway I had a stent installed and of course I had to go see a cardiologist which in Prince George I had to wait. I think it was 12 weeks before I could get in to see the one and only one that we had there. Manulife was sending my disability benefits weekly which I was appreciating. However, I believe it was on the 10th week. They contacted me and asked me some things and I haven’t even seen a cardiologist yet which they were outraged and cut me off benefits however, I did manage to get reinstated just before I saw the cardiologist but the deal they gave me I had to sign a paper which I didn’t even care what it was but the paper I had to sign give them authority to talk to my personal doctor. My doctor is furious because they would phone him on a Friday afternoon and he was always very busy and they kept dragging it on what they really wanted was for the doctor to release me back to work. I hate.
Oh, manulife with a passion I mention being told we had a heart attack two months ago, but you should be ready to go back to work. I made a lot of phone calls. I hope they go broke.

They robbed me of my livelihood because I'm not a lawyer, I was on Long Term Disability through my Insulators Union, and after the first week or so they started to savagely kicked me while I was down in whatever way they could come up with...

Once I reached the 2-year "C.O.D. date"(change of definition) they basically insisted my doctor and I were wrong and that I am capable of working as a fast food worker or telemarketer etc. Which is absolutely not possible for me.

I was a strong, driven, and hard-working young tradesperson, in my second year in electrical and marine insulating. At 21 I suddenly got pneumonia, and soon after was told I have a tumor in my right lung and needed immediate surgery.

I was told it would be an easy laparoscopic procedure with 3 small 1" incisions.

I wake up in agony to find they decided to do it the old-fashioned way, an 8" incision cutting all 3 of my most important back muscles in half on my right side. + 2 small 1" incisions.

They cut my most important muscles in half, sliced them between my ribs, prayed them apart, and removed the entire top chamber of my right lung. And as a lucky bonus, they didn't hook up my Epidural correctly and didn't believe me for 2 days until I was moaning in agony and very clearly suffering... who knows what kind of psychological effect that had on me.

I worked on light duty on and off but ended up completely disabled.

I am now 28, have been cut off by Manulife for 1.5 years, depression has long taken over my life and hope is nowhere to be found. I don't have it in me anymore to jump through their hoops. I am desperate, and every time Manulifes commercials come on it makes me so angry, false advertising at its finest. They don't care about us AT ALL.

My case manager and has been absolutely hostile, rude, demeaning, belittling, and as unhelpful as one could possibly imagine...

They insisted I go to Physio at the worst and least qualified place in town. They rushed me back to work in a GRTW plan... which ultimately ended with so much extra effort for my awesome boss/company that the bridge is now burned..... Thanks, Manulife...

Disallowed my disability for coverage, and I got nothing I have had 2 surgeries and need one more. Can't work yet and no cash coming in. It is very depressing. Manulife says if we refuse you it's a final verdict and NO you can't appeal.