They robbed me of my livelihood because I'm not a lawyer, I was on Long Term Disability through my Insulators Union, and after the first week or so they started to savagely kicked me while I was down in whatever way they could come up with...
Once I reached the 2-year "C.O.D. date"(change of definition) they basically insisted my doctor and I were wrong and that I am capable of working as a fast food worker or telemarketer etc. Which is absolutely not possible for me.
I was a strong, driven, and hard-working young tradesperson, in my second year in electrical and marine insulating. At 21 I suddenly got pneumonia, and soon after was told I have a tumor in my right lung and needed immediate surgery.
I was told it would be an easy laparoscopic procedure with 3 small 1" incisions.
I wake up in agony to find they decided to do it the old-fashioned way, an 8" incision cutting all 3 of my most important back muscles in half on my right side. + 2 small 1" incisions.
They cut my most important muscles in half, sliced them between my ribs, prayed them apart, and removed the entire top chamber of my right lung. And as a lucky bonus, they didn't hook up my Epidural correctly and didn't believe me for 2 days until I was moaning in agony and very clearly suffering... who knows what kind of psychological effect that had on me.
I worked on light duty on and off but ended up completely disabled.
I am now 28, have been cut off by Manulife for 1.5 years, depression has long taken over my life and hope is nowhere to be found. I don't have it in me anymore to jump through their hoops. I am desperate, and every time Manulifes commercials come on it makes me so angry, false advertising at its finest. They don't care about us AT ALL.
My case manager and has been absolutely hostile, rude, demeaning, belittling, and as unhelpful as one could possibly imagine...
They insisted I go to Physio at the worst and least qualified place in town. They rushed me back to work in a GRTW plan... which ultimately ended with so much extra effort for my awesome boss/company that the bridge is now burned..... Thanks, Manulife...