Manulife Health Insurance Reviews

Manulife has the highest premiums and then try to use every excuse to get out of paying claims. I was blatantly lied to by multiple Manulife employees and am still waiting to get my issue resolved. Do yourselves a favor and avoid Manulife like the plague.

Put in a claim for the first time. Despite the 80% co-insurance, I was only given 50% of what was paid due to a "reasonable and customary charge" caveat that was not disclosed in the manual or online. I was basically told that it was my fault for not knowing. When the manual you've been given and the information on their website co-incides, how is one to know that there are other limitations that we should be aware of??? First few times I called, i kept on being connected to some call centre in the Philippines whereby it sounds like they read off some script. They don't listen to you, they just talk like robots. Finally was transferred to a supervisor in Ontario and same thing. They don't care about their customers whatsoever. Hate dealing with this company!!!!!

Annoying !!!! Good luck sending a claim or checking status.
Typical message:
"This information is temporarily unavailable – we apologize for the inconvenience.
Please check back during the following times:
Monday to Friday, 5:30 a.m. to 12:30 a.m. ET
Saturday, 5:30 a.m. to 8 p.m. ET
Sunday, 8 a.m. to 10 p.m. ET"

HA-HA-HA-HA!!! So apparently people living in BC, CA should be checking/using their site either late night or early mornings!!!
Yeah right - well done!!! Like people getting up at 6AM (PT) to get to work would have nothing else better to do than getting up an additional hour earlier just because Manulife's website has working hours!!!
Hello people - which century is it ???
Well done, Manulife, well done !!!! Could not imagine anything better ! Lol

I am under my husband's benefit plan and we have had non stop issues dealing with them. Every time I call them to ask them questions or try to get answers they have said your husband needs to call and we will discuss with him the plan. Even to change a password they said that I need my husband to call.

Also, they originally said that our plan started on the 10th so I went in to get my eyes checked. When I went to pay it was denied from Manulife. My husband called and they said the plan didn't start till the 20th!! What??? We were told that it started the 10th. All the guy said on the other line was "I apologize." He didn't do anything about it!!

My employer uses them for group benefits.. Everytime a claim is put in I have to jump through hoops to get coverage. One time no problem next time the same claim is an issue. They are the WORST company I have ever dealt with.

They have given us back $435 out of almost $3000. They owe us they have avoided us but sure keep taking money off my husbands paychecks knowing they are denying us any claims we put in. We have tried to arrange a meetings and have waited for calls twice. These calls never come. It took me 4 years to figure out my husband did not have direct deposit and he was not getting any money back from my claims.. Not once did the company contact us to question why we're putting in claims and we never got anything via email or mail to let us know there was a problem. We have paid almost 10,000. For coverage we were never covered for.. No apologies no explaination. I'm so discussed with how we're are being treated they got our money they don't care about us...Poor customer service .
I asked how far back they could go they said 2 years gave us 6 months. The employee said as long as I'd submitted they had to pay... even after I run around getting duplicate receipts and they refused everything anyway....Not understanding or professional at all so if you want to give your money away I'm out 10,000. Go to Great West they were amazing before Husbands company wanted to save money by dropping dental and went to manulife for more money less coverage then they did not cover us anyway.... what a waste.... half a years wages gone...Sorry I'm very dissapointed and want others to not have to be treated like we have.

very unprofessional customers service, the online claim department is just garbage, no manager, no one is in charge and they just pass wrong report, avoid this garbage insurance .

I wished there was negative rate to give them negative rate

I've been covered under different insurance plans such as Great West Life and Equitable in the past, and I have never in my life been given as much hassle as I have with Manulife. They won't allow me to submit claims online - I have to physically mail in my receipts - only to have them rejected for arbitrary reasons a few weeks later. The company I was with previously​ reimbursed me for the exact same service within a day or two of online submission.

Every time I call the customer service centre, they seem to be doing all they can to get me off the phone quickly, it is more important than actually solving my issue. I just read a review written by someone who used to work for Manulife stating they promote people simply by looking at the stats of who has the lowest average call time per call which explains why they try so hard to get me off the phone quick as possible. 3 times now I have called for clarification/help filling out a form and before I am even finished asking my questions they say, "thanks for calling Manulife have a good day" - annoying and terrible customer service.

I can't even log in to their site. After days of trying to just register and calling them multiple times being told to try different browsers. I'm on day 3 of just trying to submit my physio claim. Asked if I could do it over the phone. They gave me the wrong email address after she confirmed each letter I read back to her. The second guy told me a letter was wrong and then I got disconnected. The second email was also wrong. A third party told me the first email was right but I didn't put the needed code which was not given to me by the first 2 people. And the Web site still is not working. I'm wondering how these con artists are not in jail and I'm stuck paying 400 bucks a month for physio and I have no way of submitting my claim. Having to suffer with my illness is hard enough, now I need to worry about how I can pay for my mortgage this month. They should be ashamed of themselves.