Manulife Health Insurance Reviews
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Manulife is great! Obviously, the other reviewers do not realize that your employer chooses what to cover and at what percentage. I found them very helpful when I call or email. The website and app need work though.
Terrible experience!
The Manulife company doesn't care about the customer! They always decline a claim!
They messed up my coverage and overcharged me by 420. I'm not a millionaire and that hurt. Each weekly pay they promise to pay it back. They never do. Total fraud. Would never deal again with them
Manulife charges you for absolutely nothing. They will provide you with a bunch of nonsense excuses to avoid paying you when the time comes to get advantage of your insurance. Manulife is not an insurance company, rather, it is a fraudulent organization that trains its' employees to steal your money right out of your pocket.
Manulife, the only thing they care about is your money and nothing else...they want to get profits with no payments to you and they will do anything it takes to profit on you. Please do yourself a favour and never go with Manulife... learn from my mistakes
We went from one group plan that was fine to Manulife. It was supposed to be the exact same plan, but I found out it's not. They only cover psychologists, not clinical counsellors. I've been seeing the same counsellor for years (that my previous benefits supplied to me as an authorized provider) and now I can't get covered at all. And the dollar value coverage is so low that you'll use your entire coverage on one of the approved psychologists after one visit. In addition, two different eye care places I've been to have both complained to me about how frustrating Manulife is to work with. I often have to pay out of pocket and submit my claim because of their submission rules. They also have one of the most frustrating websites to navigate if you're trying to find information.
Seems like whenever you want to submit a claim, their site is down. Tells you to call a number, you call it and, oh, looks like they aren't open...their site is always down. Zero customer service, digital experience is terrible and they're expensive. For company benefits please choose someone else, your employees will thank you
This was forced on me by my employer. First time I have ever had any sort of health coverage in my life. Thought my 3-night stay at a hospital for hernia surgery would be covered. Not. Guess I'm flushing money down the toilet on every payday. Now that I read the booklet I see many less important things covered but not hospital charges and it was only $765. The customer service guy was ok but the product itself is utter garbage.
I too don't understand the negative reviews on here,I am a BC resident and have had no problems contacting or getting reimbursed for my claims.
I have found the process for applying very transparent and the information and book answers any questions I might have.
My feeling is that a person should do their due diligence before committing to any policy and if it is too difficult to comprehend then perhaps have a legal analyst go through it with them - it is worth the cost IMO and will avoid unpleasant surprises/misunderstandings that generate bad reviews.
I moved to Canada a year ago from Germany and it is unbelievable how much I had to deal with Manulife so far. Any treatment sent to Manulife is first rejected. We have to chase it, make many calls until they start paying it, and then they found a clause somewhere that says something like: "We can only pay 25% for this treatment". It's really like a third world insurance company. Terrible!