Understanding what aspects increase or decrease life insurance rates is very important because it means you will be able to get better coverage to make sure your family and loved ones have enough financial protection if anything happens to you. The infographic below offers an overview of the top things that can hijack your rates. How […]
As if you don’t have enough to worry about if you are diagnosed with multiple sclerosis (MS), but hearing that diagnosis means you also have to worry about your insurance rates. Can you even get insurance if you have MS? Are your rates going to skyrocket? How can you protect your family financially if things […]
Canada’s household debt is at a record high: it’s expected to rise to 174% this year (it was at 171% at the end of 2015). This means that for every $100 of disposable income, households have debt payment requirements of $171. A recent report from the Parliamentary Budget Officer said that of any other G7 […]
Unlike auto and home insurance, life insurance is an insurance product that is much more difficult for people to understand. As a result, it is often unclear how much your term life insurance rates will be, how long you are covered under a policy, and the amount of insurance coverage you need. To address this issue, […]
As we age, we become more practical about end-of-life realities. We also realize that death comes with costs. Many seniors do not wish to burden their friends and family with the additional stress of paying for a funeral on top of dealing with grief, so they turn to funeral insurance for seniors. Seniors interested in […]
Why insurance reviews? The Internet was a game changer. One way the Internet has shaped our lives is through online product reviews. In the past, only your family and neighbours heard your tirade, or joy, over a deal gone bad or a product you loved. Today, you can share your opinion with the world, and […]
A heart attack is a terrible experience for the person who has one and for that person’s loved ones. There are many reasons why you could suffer a heart attack, from inherited heart disease, stress or an unhealthy lifestyle. If this isn’t bad enough, after you have a heart attack, you face another challenge – […]
A diabetes diagnosis can be frightening. Some common thoughts are: Will I have to inject insulin? Do I have to give up all sugars? How will the disease affect my quality of life? While your doctor will help you navigate through steps you must take to live a rich, full life with diabetes, there […]
What is Cystic Fibrosis? Cystic fibrosis is a critical illness that typically affects children and young people and has a life expectancy (on average) of about 37 years. It is considered a critical illness and it impacts various parts of the body, predominantly the lungs and digestive system. Cystic fibrosis is a result of a gene […]
Costs for funeral insurance in Canada can vary widely based on your preferences and state of health. Since there are various burial options, it’s hard to provide a standardized estimate for a funeral. According to Ontario’s Board of Funeral Services, however, they set that average at around $7,400, which is a figure that should be […]
