Pembridge Insurance Auto Insurance Reviews

Pembridge Insurance are absolute gangsters. Gangster tactics. I had trouble paying for my insurance due to a recent death in the family. I had to chip in. Two months ago, I asked for a grace period. I was still going to pay but needed a two weeks grace. They said yes. This was back a couple of months ago to make sure I gave them a heads-up. They agreed. I find out now they want payment now. At the final hour. My Insurance just expired at 12:00 last night. They are liars, they have gangster tactics. They raised my rate for no reason. Not one claim have I never filed with them. I've been with them five years. They are liars, cheaters. I'm a Law Clerk. These are gangster tactics. You don't pay up, you're done. Do not go near them. They have the worst reviews I've ever seen. The matter has gone to the Ombudsman. Their tactics are questionable.

I regret to say that my experience with Pembridge Auto Insurance has been nothing short of a nightmare. From exorbitant pricing to abysmal customer service, this company has failed on multiple fronts.

Firstly, let's talk about their pricing model. When I initially signed up with Pembridge for my 2015 Jeep Wrangler Zahara 4d, I was shocked to see the monthly premium set at a staggering $480. Their justification? The vehicle was over 6 years old. Fast forward to November 2023, when I upgraded to a brand new 2023 Jeep Wrangler 4d. One would expect the premium to decrease given the newer model, right? Wrong. Instead, it skyrocketed even higher, all because the car was new. How does that make any sense?

But wait, it gets worse. A payment issue turned into a complete nightmare. Due to a fraud alert on my credit card, my payment to Pembridge was affected for less than 24 hours. I wasn't even aware of this until I received a letter in the mail two weeks later, stating that I had lost my monthly payment option and was now required to pay the entire year's premium upfront, totaling around $5,000. Despite immediately reaching out to both Pembridge and my bank to resolve the issue, it quickly turned into a bureaucratic nightmare.

Pembridge demanded a letter from my bank explaining the situation, which took over four weeks to arrive. In the meantime, they not only canceled my policy but also left me uninsured for a month and a half, with a red flag on my record due to their incompetence. Despite my repeated attempts to rectify the situation and offer alternative payment methods, they remained obstinate, ultimately leaving me in the lurch.

In conclusion, Pembridge Auto Insurance has not only demonstrated a complete lack of understanding and flexibility in their pricing and payment policies but has also showcased abysmal customer service and bureaucratic inefficiency. Save yourself the headache and look elsewhere for your insurance needs.

I got quoted, signed the contract, paid my full year insurance. 15 days later they came back with a higher quote - almost $500.00 more. I dont believe that this is the way to do business.

I’ve been with this company for a couple years and decided to switch to yearly payments instead of monthly. They terminated my policy and said they are unwilling to reinstate it. All I did was ask for a quote… I’ve been with this company for years and have been ticket and accident free. This was an error on their end and they were unwilling to help a loyal customer.

Continued to debit my account for premiums 11 months after they were notified by my broker that I had changed insurance. Now I’ve waited more than 14 business days for a refund check of nearly $4000 to be mailed out and nothing. Premiums were very reasonable in the first year but increased exponentially in the following years.

Bad customer service, now I just found out that I got charged twice for one premium.
I try to call to get an explanation. No person on the other end!

I got pulled over by an OPP officer, he said my insurance had been terminated for 2 months...This was the first time I heard about it. After being with pembridge for years, they really let me down. They said, I didn't pay my January bill, and something was wrong with my banking information. No phone call. No personal email from the broker who dealt with my policy. Apparently the company sent a letter - I definitely did not get a letter. After a $400 tow, I am now facing up to a $7k fine, doubled rate of insurance for 3 years, and possibly a suspension of my license. Thanks a lot pembridge!

Somebody put through an insurance claim for a hit and run on their vehicle in a parking lot and used dashcam footage showing my vehicle driving past as their evidence to claim my car struck there car. My car never did this at all. A claim was processed through their company with no supportive evidence that my car ever hit their car and no witnesses and even the photos taken by an estimator that were given to me showed what appeared to be old damage on a 2008 vehicle that was in fairly rough shape. My car had no marks on it and wouldn't even have had anything protruding on it that could have made the marks in this other car. The other person's company took this person's word who used my licence plate and filed against Pembridge who paid them out and turned around and penalized me for it to recover costs. This was a totally fraudulent claim and someone picked my licence plate to falsely accuse. Pembridge did no proper investigation and proceeded to pay it out and charge it against my insurance. This company said we tried to contact you several times and couldn't so we made a decision and too bad for you. That is how absolutely horrible this company is. Stay Away. Their cheap rates are not worth it.

I joined this company cause the insurance broker form Aaxel told me for my two vehicles insurance cost will be 445! But later it comes more than he said. I was with another insurance company, and it was just 20 dollars cheaper so I joined. But when the paperwork comes, it comes with almost 577 per month which is way high then I was paying. I called him he said he will adjust in a week time and if he doesn't adjust he will cancel the policy and there will be no charge. But now he is not responding well. I almost pay over 1700 for 2 months for home and my auto insurance. Once I could call they sent me a refund of 36 dollar cheque - after one week they send me another letter of the outstanding balance for 276 dollars. I didn't understand. If there is outstanding then why they send refund cheque of 36 dollars first. I have given the wrong information from the agent! I am so disappointed with this service I complained to the company but didn't hear from them.

Stay away from this insurer! I'd give them zero stars if that was possible but unfortunately, 1 is the minimum. I can't believe how bad is their customer service after taking literally thousands of dollars of nothing. Been with them for over 2 years, never had a claim. I had to leave Canada and need insurance for 2 more weeks. They charged me for the whole month. And when I asked them for a no claim letter, they replied to me that there's 70$ outstanding premium which didn't inform me about before. After sending them 3 emails and getting the same responses explaining nothing, somebody finally told me that there was a hidden charge. And still, got my no claim letter.