Car Insurance Reviews

Economical Insurance Auto Insurance Reviews

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(227 reviews)
Economical Insurance
1.4 out of 5 stars:
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Payment change

by The Mad Hatter on Dec 28, 2018
1 out of 5 stars

I changed bank, so I changed my info with Economical and they kept charging my old bank, so now they are going to cancel my policy due to their error on not changing the bank info and charging me two $50 fees and my old bank two $48 fees. It has taken over a month to get a response from them and all I get is that I called to change my bank info in November.

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Impoosible to speak to a rep.

by bplancke on Dec 9, 2018
1 out of 5 stars

Waited 55 minutes and gave up. Several tries - the same. Must only have one person on their call center. We made the mistake of paying in full on our credit card then cancelled before the policy took effect. Cannot get it reversed, instead, they will mail a check in 30 days. Got a 40% better rate from CAA for both home and auto. Even our broker said they were useless to communicate and deal with.

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Literally the worst

by thisisaterriblecompany on Nov 3, 2018
1 out of 5 stars

I wish I could rate 0 stars for how horrible this company is... I had one accident that I was not at fault for and getting my claim was a nightmare. Then the day I got my car back from the shop I got pulled over and received a ticket for no insurance because they gave me an insurance card with no policy number and didn't send me a new one until 2 weeks later. Then they blackballed me. After fighting and fighting, finally, they gave me a bit of a break and my insurance was over $300 (again a bit of a break) then this year, instead of my insurance going down, it went up... to almost $600! Which is ridiculous. I found a new company that charges less than I was paying in the first place, so I dropped Economical. Okay, now here's the kicker, they proceeded to take out the monthly payment after they were cancelled and then charged me a cancellation fee on top of it. Long story short, Economical stole almost $1000 from me and refused to refund me even a portion. This company is crooked. Highly do not recommend.

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Change ins from old car to new

by Average Joe on Oct 23, 2018
1 out of 5 stars

I was shocked after they screwed up my insurance cards three times, after transferring insurance from one vehicle to another. Then they charged me $587.62. Unreal

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Cancellation charge

by barry on Nov 16, 2017
1 out of 5 stars

I had insurance with this company when I wanted to cancel my insurance they charged me $500 for cancellation, their service not good.

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Awful

by Hector Inarejo on Oct 6, 2017
1 out of 5 stars

This company is awful. Instead of trying to keep me they decided to increase my monthly rate. No claims with them ever and that's how they say thank you. Now I am trying to cancel the policy.
Go somewhere else!

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Penalties

by plain language on Dec 9, 2016
1 out of 5 stars

Since economical rates increased to a ridiculous rate I requested my broker explore other options prior to resigning for a new term and let me know the cost. this was not done. Then rates increased again so I asked what would be any penalty I may incur if I switched and to please find a better provider.
The broker was no help so I switched myself to TD as it had the best rates and user friendly language. I was told the penalty for cancelation by my broker and when the final bill arrived it was double that amount. Although I had prepaid for the final month they claimed "the time at risk" was not actually covered by my pre payment and the penalty now had an additional 50% that would be charged. I had been with this broker, now bought out by RJ Gallagher, for thirty years never a missed payment, however when the bill arrived it had threatening collection notice language in large print and no explanation for the additional costs.

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Worst insurer ever

by tay.b on Sep 28, 2015
1.5 out of 5 stars

My rate went up dramatically because I moved. Now they want a $600 cancellation fee.

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