Summer Of Hell!
by keeper on Sep 24, 2019
1 out of 5 stars
Bad insurance! Please, stay away from it! Not recommended to anyone! I have cancelled the insurance before 3 months and now I received a statement for the outstanding balance! I don't trust their service. Very bad experiences!
I have been claims free for 15 years, they still wanted to terminate my home policy for high costs. Charged me cancellation fee for removing auto as part of a bundle. Wonder how bad it would have been if I had a real claim
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I cancelled my auto policy dated three months prior to receiving a final statement saying that I still owed money for which I was charged additional late fees. Even after asking repeatedly for a statement as there is no way to request one or see your account online. My bank statements proved I was current and they charged me for an additional four months and sent the statement after it was due. I was charged late fees even though I only received the billing the week after it was due and dated the week prior. They play with the dates. The next day I received a letter saying it was going to collections even though the original letter was dated the day before the collections letter. They send paper statements after the due date is due and I have been hit three times with overdraft and late fees. The answer you get from them is your payment billing cycle is off or they don't pick up the phone. They have no integrity and the customer service is one of the worst in my 30 plus years of buying insurance. They rip people off period. I guess they are keeping true to there good values statements with hypocrisy for the bottom line. Avoid them at all costs the worst experience and over 4 months just to cancel my insurance which I still had to pay because they put you in collections.
In December 2018, I had a trip to Montreal with my friends. On the way back, an 82-year old man changed his lane without checking the blind point and hit my car. We reported this case to the Montreal Police. And contacted Economical Insurance. This company tried everything not to solve this problem, and simply pay money to the old man, put all the responsibility on me. Due to this case, I repaired my car by myself and my insurance rate went high. February 2019, I cancelled the policy with them. Now is May 2019, they had $390 payment on my credit card. I was so shocked, if I didn't check my credit card transactions, I won't find out it. I tried to contact them, the thing is that they won't take your call forever. Friends, simply suggestion, just don't be a customer of them. They are a horrible company!
I changed bank, so I changed my info with Economical and they kept charging my old bank, so now they are going to cancel my policy due to their error on not changing the bank info and charging me two $50 fees and my old bank two $48 fees. It has taken over a month to get a response from them and all I get is that I called to change my bank info in November.
I wish I could rate 0 stars for how horrible this company is... I had one accident that I was not at fault for and getting my claim was a nightmare. Then the day I got my car back from the shop I got pulled over and received a ticket for no insurance because they gave me an insurance card with no policy number and didn't send me a new one until 2 weeks later. Then they blackballed me. After fighting and fighting, finally, they gave me a bit of a break and my insurance was over $300 (again a bit of a break) then this year, instead of my insurance going down, it went up... to almost $600! Which is ridiculous. I found a new company that charges less than I was paying in the first place, so I dropped Economical. Okay, now here's the kicker, they proceeded to take out the monthly payment after they were cancelled and then charged me a cancellation fee on top of it. Long story short, Economical stole almost $1000 from me and refused to refund me even a portion. This company is crooked. Highly do not recommend.
I was shocked after they screwed up my insurance cards three times, after transferring insurance from one vehicle to another. Then they charged me $587.62. Unreal
This company is awful. Instead of trying to keep me they decided to increase my monthly rate. No claims with them ever and that's how they say thank you. Now I am trying to cancel the policy.
Go somewhere else!
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DO NOT TRUST THESE THIEVES! I am a 60 years old male that has one accident non-fault in 1978, perfect driving record. Was with the same broker for 23yrs+. Home, Buss. three vehicles full coverage. Claim free. Four years ago was switched Economical Insurance without my consent. Though a lower rate was offered, I had reservations. Since then the rate has doubled! March returned home discovered large dent on drivers door 2 years old truck . Upset, but not surprised in too days society. Contacted broker. Not to worry full coverage we will take care of it. Contacted 4 days later by Kelly. Was basically interrogated rude condescending attitude for 45min. Insinuated that it was I that had slid sideways into another vehicle and failed to contact police file report informed Kelly that it would be up to the adjuster to determine. Contacted broker informed agent of conversation, was told that we have no control who the adjuster will be. Emailed photos of the damage, statement. Waited for response & waited & waited. Contacted broker 2nd week May. No problem we will take care of it. Call not returned. Contacted Kelly 5 times by email no less than 10 phone messages & to other Economical representatives that just blew me off, between June & Aug. 30. Numerous attempts to resolve this matter was ignored by my trusted family broker, one excuse after another over a three month period! During this time I got a price from two body shops $3300& $3600. What kind of Corporation would offer forgivable first claim? Insult the client to the point of legal action. Not even inspect, asses the damage. Would it not be a good buss. payout a minor claim of $3600 ($500 deduct) and keep the premiums flowing in. Guess not at Economical Insurance. Received renewal on Sept 2 and to insult me more Economical attempted to raise my premium by all most 30 %. I had already contacted another Insurance provider in July and received a substantial $ 1000+ lower rate. I have had the repair done at my own expense. Cancelled home buss. vehicle coverage by Broker, Economical in a total of $4400 annually. Just before deciding to warn others, and my 5-star negative experience with unethical business practices of Economical Insurance. My broker that I considered family friends, contacted me wanting to know if the service I received prompted me to seek other Insurance providers. YES!