Economical Insurance Auto Insurance Reviews

I’ve been a client of economical for years now, after hitting a moose with my truck this fall, i made a claim. After waiting a month to hear from an adjustor they offered me half of what my truck was worth as a settlement, i rejected the offer and going forward they have ignored my calls and emails for weeks in between each communication, they have belaboured this process so badly. Its been months of trying to sort this out and they are still low balling me to an insulting level and refusing to communicate in a timely manner. I will never use them again.

It is an insurance company from Hades and that is where it belongs. My car was stolen - they have offered the lowest possible price - they refuse to back up the price offer with documents - they provided a rental car for a short period of time - they are demanding I get an appraisal on the car I do not have. No appraiser can appraise a car that they cannot see. But this adjuster is telling me to get an appraisal. He rejected all the information provided by professional car people.

My only suggestion is to leave. Believe me you pay a very high price if you have to make a claim.

Worst insurance experience i ever had.
I had an accident on july 1st 2023, my claim was settled in oct 2023.
their agents are so illiterate and unprofessional they will drain your energy and time.
worst part is even after ending my policy they are still deducting money from my bank account, if anyone has any doubt i am willing to share the screenshots of everything i mentioned.
If you are looking for an insurance please find a professional company don't waste your money by choosing economical insurance.

Worst experience.
Lowball offer, had to hire own appraiser and they increased thousands afterwards.
Never paid for towing, carseat even after recipts were provided.
Will never recommend to anyone.

This insurance company has made my life so difficult so stressful. I have been dealing with them for the past four months. I don’t have a car. They didn’t pay my money back yet and they are not even giving me a Rent-A-Car. If you don’t want your life to turn into a nightmare, You all stay better away from these people. And my broker, she is the rudest person ever I have seen in my life. She called me. Told me I am a liar, and she shut the phone on my face. She’s so rude. She won’t even answer your phone or emails only when she feels too. I am very very disappointed of this company. They don’t have appreciation to the customers or they don’t take care of you. They will contact you only when you don’t make your payments. Otherwise you have to wait for their mercy.

Someone from Roger's came up my driveway to do a cold call. When the representative got back into his vehicle he backed into my deceased fathers car.
The car is a limited production car, it was signed by GM line workers who assembled the car as my father worked for GM. From the first time we spoke to a representative from Economical he told us the car will be considered a write off prior to seeing the vehicle. I have been dealing with a rep who is totally incompetent. We told them we do not want the car to be written off as it holds so much sentimental value. I have not received any calls from him since September 5, 2023. I have tried emailing him and all my emails are being returned. I have called and was told I would hear back from Mark within 24 hours and he has not called back. I then called after the 24 hours to escalate the issue. Today, September 15th 2023 a tow truck drive came to attempt to take the car to IAA which is an auto auction. Very sneaky. Needless to say, the car did not leave my driveway. If something doesnt get resolved I will be taking this to the ombudsman. I have taken the car to 3 auto shops who have all said the car is not a write off. I would never suggest this company.

Called these people in January about canceling my policy as I wasn’t happy with their services, they refused to cancel when I called in January. They then turned around in February and cancelled the policy claiming it was for nonpayment, because of this I’ve been getting problems trying to get insurance through another insurance company. I’ve been calling them every other day for almost a month now and all I keep getting is a manager would get back to me. Finally spoke to a Manager on Tuesday and he then told me he would get back to it’s Thursday I need to get my car back on the road and it’s like it’s a game to them. Called 3 times today first call 11:50am it’s now after 2:30pm and everytime I call managers just happen to be in a meeting.

On April 14th I severely damaged my motorcycle and called Economical to advise them however I also told them I was going after MOT as it happened on a 400 series highway as I had hit a huge pothole.
Shortly after, while I was away out of town representatives of the insurance company had my bike removed by a tow truck from my buddy’s motorcycle shop without my permission. I was told that they could not reach me after numerous attempts while the tow truck was there and they became very argumentative with him… They released the bike as they were afraid of retribution…..note the pattern of bullying!! Upon my return, they would not tell me initially where it was. I still had the ownership in my possession.
The adjuster then decided to continue to bully me. First by treating my call as a claim. Then he asked me if there was anyone in the “ back seat?” and furthermore told me it was all my fault as “ the roads don’t move”… Obviously having never heard of expansion joints or frost heaving.
Shortly after the incident a highway patrol officer pulled over in his SUV and after telling me he was a motorcycle patrol officer as well, told me he too hit the huge hole and his whole SUV shuttered. He then proceeded to survey my bike’s damage and then looked at me and stated quite calmly…” How did you ever manage to not drop the bike?… You should be dead or in a wheelchair”… 55 years of riding many a different motorcycle…do you think maybe skill?
As I had mentioned the bike was severely damaged but by no means not repairable. I was never given the opportunity to discuss the possibility of re-acquiring it. Instead, the adjuster first sent me a third-party evaluation of the damage and it wasn’t even the same bike, it was some bike in Quebec with twice the mileage and not an ABS/FA model. These two representatives, ignorant people proceeded to bully me and as they had literally stolen my bike I found myself in a non-negotiable position.
One of them then offered an insulting settlement based on a third-party report and I was very clear that whoever was providing the evaluation had no idea what they were talking about…. 1) wrong year of a similar bike 2) wrong mileage 3) even to go so far as to prove their ignorance by claiming it was not the top of the line ABS/FA model… which I attempted to correct them but ran into more bullying. I even sent them a picture of the bike without the luggage bags attached but with the racks showing very clearly and told her” I prefer to ride my bike naked, a common term in the motorcycle industry and I got back a retort “Do not talk to “my” employees like that”…. Obviously showing off her insecurities and ignorance all in the same sentence. The adjuster then told me that I was welcome to seek other similar bikes as mine but I wasn’t permitted to use Marketplace or Kijiji…. do you think he was being guided….it was obvious he was out of his league. How insulting/ ignorant is that? … so I used other websites and provided them with proof that the bike was worth much more by sending him/her the ad links. Get this!… No more value discussion from either one… Two days later I was told that I now had to hire, at my cost, an independent motorcycle appraiser and once I had the appraisal an arbitrator would make the final, binding decision. Realized at this time I still did not know where my bike was and I still had the registration in my possession.
I have never been so poorly treated in all my 70 years. Economical/Definity is a terribly run company with absolutely the rudest, untrained persons on the front line….
The CEO should be tarred and feathered…

I have all the correspondence between adjusters, my broker and my wife in print… It’s no wonder that there is a huge disclaimer at the bottom of every email… pathetic humans.

The worst customer service that I received in Canada. I had an auto claim and the claims advisor told me she would reach out to me after 15 minutes of our phone conversation. I haven't heard back anything from her even after leaving 5 voicemails and 3 emails. She never picks up the call when I try to reach her or call back. It's been already one month since I have been trying to get in touch with her. Never go to this insurance company ever.

My car was written off 2 months ago. I have yet to see my settlement and the representative I have been dealing with is very unhelpful, doesn't seem to know what's going on, and has such poor grammar and English skills I cannot understand half of her emails. When asking questions she ignores the ones she doesn't want to answer. Will never use them again even if they are the best price.