ICBC Auto Insurance Reviews

I can not believe this company, they can't even follow their own rules, and I swear you can ask one employee a question and ask the next right beside them and you will get two entirely different answers, and if you move away like me, GOOOOOD luck cancelling your insurance. They will give you run around after run around, hand in all your documents and do what you are supposed to and they will still take out money for insurance that is no longer exists and then tell you they can't cancel the plates till they have the old ones back well that's a lie its a 16-30 dollars charge clearly listed in the email they send you about the cancellation and how you can go about it, it been over a month now I have my safety and new plates going on another plate payment in another week, and I'm still seeing ICBC take 210 out of my account! The experience I've had with this company is unreal if it was any other company or business they would of gone out of business. I have sent one more email about this as they are only open during the hours I work, and if it isn't resolved I have to close my bank account due to these people. Every other insurance company in Canada would of had these plates cancelled the first day. Here we are a month later.

ICBC continued to make automatic withdrawals for three months on a vehicle that I no longer owned. I went in with an original Bill of Sale from the date of the vehicle sale for confirmation. I also asked them to explain how they think they can charge for two policies on the same vehicle with two different owners at the same time. Their representative( who is probably employed as a supervisor due to his remarkable lack of ability to apply logic and reason to a customer's concerns) could not provide that answer. But, he didn't mind admitting that ICBC has no problem double-charging customers. Not, only would they not refund the approximately $500 that they continued to charge me; they also charged me another $60 to cancel the policy that had just automatically withdrawn the current month's insurance fee two days earlier. The only thing that gives me a small amount of satisfaction is knowing that the level of thievery and incompetence that has become the standard at ICBC will inevitably end in their grand failure. And, if you are having a bad day just be thankful that you don't have to answer "ICBC" if someone asks where you work. Thieves!

This is the most archaic and frustrating insurance company that I have ever dealt with. They hide behind policy and use that as an excuse for the terrible service that they provide. It took me 2 months to cancel my policy and receive a refund. They are lucky to be the state-run insurer because I can ensure the majority of people would leave them the second they could.

My hatred for ICBC knows no bound, in the last 5 years I tried to deal with them, they only bled me dry and/or actually prevented me from being able to drive legally. All the way from file opening to cancellation, the process is inconvenient and cumbersome, the terms are confusing and inflexible. 3 months upfront or 6 monthly payment, miss one and you're banned forever from payment plans. They PUNISH drivers from out of province, from the get-go, they told me that much when I asked to justify the ludicrous 250$ monthly payments I have to make for LIABILITY ONLY!!! ( Although I never claimed my whole life.) Punish drivers out of province though workers from outside are vital for the local economy and a car there is a vital PERIOD. Not to mention they have a total monopoly and you're obligated to deal with them to purchase a vehicle in BC. You are very welcome. Renewal is no better, they have a 30-day frame where you can renew and you have to be physically present in BC. They actually ruined my life this fall with this beforehand undisclosed hurdle; forcing me to go back to BC then away on icy Canadian roads. I crashed my car of course and since 250$ a month is already more than I can afford I have liability only so they'll leave hanging and I lost everything. I asked to cancel my payments since I no longer have a vehicle, but no, I'm a bad out of province boy again so I'll have to mail them their plates back then they'll consider letting me off the hook, after taking a hefty cancellation fee. So there goes the last 250$ I had. Again, you are very welcome. To top it off, the customer service is rude and unhelpful, I never could keep my cool with them, all they do is nag you about what a bad customer you are for not knowing all of their book of rules and hurdles. If you are thinking of getting a car in BC, don't, get it from Alberta or Ontario or wherever else, especially if out of province; you will save money and trouble and sanity and not contribute to enriching the heads of this poisonous state-mandated cartel. I intend to never ever deal with them again after I get my cancellation.

The terrible antiquated company with too many storefronts and an awful system. There is no way to get an insurance quote anymore. I was told by an ICBC employee that you must buy a vehicle before finding out what it will cost to insure. Also when renewing you must pay for 3 months minimum and if you cancel before the 3 months is up its costs $30!

Changed bank accounts and ICBC didn't upset system, when called in, changed my address in the system, though. So, when I realized issue called into account services were was told to $645 to resolve the issue. I paid in cash but put the receipt in insurance paperwork. This was a month a half ago, Friday, I went down to the car only to discover my plates were removed, insurance paperwork was removed and note from ICBC that I had to pay $1900. Called ICBC, where I had to wait on hold for half hour only to be told it was my fault and even if I did go pay the $1900 plus bailiff fees I wouldn't be able to renew my insurance. I was only behind a month in payments, again, because they didn't update the banking info I submitted. Have now spoken to two supervisors who have blamed Canada post for me not receiving any notices, the bailiff they hired for stealing things from my car, the insurance broker for ICBC system not showing my payment and my fault. The agents were rude and mean to me.

I'm having to pay for insurance for a year and I drove for 3 weeks. Was in a car accident, didn't know better about cancelling my policy. My fault, but I still can't believe I have to pay 3000.00 for literally no reason. Also, customer service rep I talked to was so mean.

Everything dealing with ICBC is a complete nightmare, every broker works on a different system, so if you go to 2 different brokers, they have no idea what is going on with a claim, if you're making a claim, if insurance on a vehicle has been cancelled or anything! It's like dealing with toddlers trying to put the square brick in the circular hole... I was in a collision and I immediately pulled over and called ICBC. My vehicle at the time, to my knowledge, was driveable and I told the agent that. 2 min later as I'm driving home, the power steering goes and I take the car to a mechanic, an ICBC certified mechanic and they take apart the front end and give me an assessment. I decide I can fix it cheaper than it would be to make a claim and tow it home, I try to cancel my insurance that same day (at broker 1) and I'm told I CAN'T and to wait a couple of weeks. Time goes by with my vehicle sitting in my backyard not driveable and I'm charged another month of insurance... same day I go to a different broker that's closer and ask them to cancel the insurance, no problem, it's done, I ask to get a refund for the month that was just charged, can't do it, I have to call ICBC, Ok... sure... quick phone call and I'm told I have to email them, I email them and I'm told to call them (see a pattern yet?). I finally get a hold of someone on the phone and they tell me because my vehicle was listed as driveable and I decided not to make a claim that they won't refund me... on top of that they tell me my insurance hasn't even been cancelled yet! Broker #2 hasn't submitted the paperwork yet (all good it's only been a week...) Useless insurance, ICBC is a monopoly on insurance that not only doesn't work but it's FORCED! You have to have ICBC to drive in BC, I would rather move back and forth from AB to BC to keep my 6 months of AB insurance. Moving back to Alberta ASAP where efficiency isn't just a theory...

ICBC make doing the simplest tasks difficult and prolong any kind of progression to resolve mundane requests such as cancelling automotive insurance out of province

If I could have given 0 stars I would have!!! These guys are an absolute joke! One, they charge an arm and a leg for insurance, but when you don't have much competition, I guess you can do whatever you want. I moved back to ON (where my insurance is 1/2 the price, I might add) but these idiots will not cancel my insurance because the plates have not arrived yet - prob because of the postal strike atm … so instead of just charging me the cost of the plates (not even sure why I need to send them back since, um, I paid for them!!), no, they are telling me that my policy cannot be cancelled until the plates are surrendered, so I now have to pay an additional month of insurance - insurance, by the way, I do not need and they will not cover if I do have an accident since I now have ON insurance … so I do not know legally how they are allowed to charge another month of insurance (and deny a request for cancellation) when they are providing me with NO service! They are thieves and frauds!