Claim they don't allow balance transfers to other credit cards
by CF on Feb 8, 2023
1 out of 5 stars
Credit Card Reviews
HomeTrust Secured VISA Consumer Reviews
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(46 reviews)
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Review author
I had a deposit-secured visa for a few years. When I qualified for another card and had an offer of 0% interest if the balance transferred, I called Home Trust to get the final amount owed. They told me they don't allow balance transfers. I had 2 different customer service agents tell me that. They lied. I was able to transfer the full amount to my new card.
Telling customers they can't do balance transfers is incredibly unethical. They don't give you any interest on the money used as a security deposit either while collecting 20% interest on purchases.
I don't recommend them!