Life Insurance Reviews

Canada Life Life Insurance Reviews

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(160 reviews)
Canada Life
1.2 out of 5 stars:
Customer service:
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Wow. Noooo customer service or even contact capacity

by Mo on Oct 24, 2023
1 out of 5 stars

It has been one month and I can't get through, or talk to anyone or get my claims processed. They denied my claim saying it was before the date of insurance. I can't file a claim because they say I have to file with my secondary insurance first. I don't have a secondary insurance. Omg 😱

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Stay Away from Canada Life

by Denis Morin on Oct 16, 2023
1 out of 5 stars

We are members of the Federal Retires Association and the government changed our plan from SunLife to Canada Life. It has been terrible ordeal trying to deal with Canada Life. Calling on the phone guarantees you ate
at least a 2 hour wait to be told the can't give you an answer and will get their team to get back to you which never happens. Worst Insurance company I have ever had to deal with. You are better off paying out of pocket. It is cheaper and less frustrating. October 2023

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Don't try to claim orthodics ever

by Serena Richardson on Sep 7, 2023
1 out of 5 stars

Be careful when they say they will cover something. Because they won't. They will ask you for so much information without explanation of what they actually need to avoid paying for them. It's been 6 months. I've talked to 7 agents. They snail mail everything. Are disorganized with claims and emails. You can't talk to the person who is actually doing the claim and demanding information. Honestly no insurance is better then this company.

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Did you know that mortgage insurance is the same as life insurance but more expensive and offers less protection? By cancelling it and getting life insurance, you would typically save around 30%-40% for the same coverage.

The Worst

by What a joke on Aug 31, 2022
1 out of 5 stars

I have been trying to get information regarding my life insurance policy for over two months now. My advisor is incompetent. After over 20 emails and numerous phone calls, I have nothing. No response. I asked him to change my address also and…he didn’t…I did when I called. Then a week after he emails me saying he changed my address??? No… he is negligent and I am considering terminating my life insurance policy and getting it somewhere else.

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If I could give zero I would

by melc on Dec 1, 2021
1 out of 5 stars

I was just on the phone with a representative from Canada Life. I have an account through work and was looking at my dashboard while chatting with her. She couldn't pull up my account. She asked to put me on hold. I was on hold for over 30 minutes before she hung up on me. I don't know what kind of customer service this is. It shouldn't be that hard to find my account.

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Genuinely terrible service

by Ross Johnston on Jul 13, 2021
1 out of 5 stars

My employer's group plan changed to Canada Life this year. It has been a total mess, driven entirely by Canada Life's deliberate creation of barriers to slow down claim entry and processing - it is paper-based, lacks clear instructions and the forms are a maze. When you finally run the gauntlet and get a claim in, it sits there for weeks necessitating multiple calls to the joke of a contact centre (45+ minute waits) and unhelpful, obtuse representatives. Avoid.

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Planning to get life insurance to protect your family, including children? Make sure that you get enough coverage. According to studies, it takes about $250,000 in total to raise a child to the age of 18 (and that doesn’t include any post-secondary education costs).

Awful, awful, awful.

by A Pissed Off Holder on May 21, 2021
1 out of 5 stars

Let's take it from the top.
Their staff are super unhelpful and have virtually no knowledge of their own services and assistance.
Their app is archaic at best and often refers you back to the website.
The website only offers PAPER MAIL SUBMISSIONS for the most common claims, in 2021! Absolutely absurd.
To save or use the claim PDFs, you need to contact their customer service for an administrative password before you can fill it out on your computer! Who does that?!
My employer decided to go with Canada Life for our insurance and benefits this year and everyone is so miserable about it. I've been working for nearly 30 years with my fair share of benefits coverage and Canada Life is easily, EASILY the worst I've ever experienced.

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Service agents

by Lea on May 7, 2021
1 out of 5 stars

Rude, ignorant, unprofessional, unknowledgeable, unfriendly, unhelpful, unapproachable service representatives on the phone. Pay them more, train them to do a better job. Customer satisfaction matters. Canada Life- The worst insurance company ever.

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Customer service

by Frustrated on Mar 9, 2021
1 out of 5 stars

I can’t express how frustrating it is to try to get information from this company! I can’t even get representatives to give me valid names or employee numbers so conversations can not be referenced and I’m always left trying to answer “who told you that “. Right now I’ve been in a queue on the phone for over 2 hours because my sign-in information mysteriously doesn’t work. I think a large part of their business model relies on frustrating the clients so much that they give up...

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