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Economical Insurance Auto Insurance Reviews

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(225 reviews)
Economical Insurance
1.4 out of 5 stars:
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Claim still unresolved

by NotEconomical on Dec 5, 2018
1 out of 5 stars

I had an accident 8 months ago. My vehicle is still sitting in the driveway not drivable. The insurance company's preferred shop did not repair properly and Economical has not followed up. Rather, they have ignored emails and calls. They are the worst company I have dealt with for insurance in over 20 years.

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insurance

by sadcustomer on Aug 8, 2018
2 out of 5 stars

I had an accident where the other driver was 100% at fault. I was hit from behind and rear-ended. The claim process was a nightmare. The insurance company took forever to agree for repairs and throughout the entire process, I just felt terrible. Then at the end of the insurance, they decide to drop me! I had no additional claims, no tickets, just one accident that I WASN'T at fault for (the other driver was assigned 100 percent responsibility). This by far is the worst company ever, they are not there when you need them and will drop customers from policies whenever they feel like it even when accidents are not your fault. These guys give you a good rate, but why have insurance if when you need them, they aren't there for you and drop you after many years of being a loyal customer. Look elsewhere

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My experience with Economical

by Jimmypop on Sep 19, 2017
3 out of 5 stars

I had a small bump in the driveway of my Father's house. My Father was backing up and bumped the front of my vehicle with the back of his, causing the bumper to be damaged, the grill to be pushed in, the hood not closing properly nor latching properly. I called to make a claim and instead of having an adjuster come to look at the damage they sent me down to Fix Auto in Saint John, NB, I showed the damage to the guy at Fix Auto who immediately started telling me that there was no way that damage was caused by the accident, even though this guy knew nothing of the accident and didn't even know the make or model of the vehicle that hit me. Needless to say, i told him exactly what needed to be fixed, the bumper and grill needed to be painted and replaced if needed the hood latched i wanted working properly and i wanted my hood to close without vibrating like crazy. I get the truck back in a day or two, the hood still vibrates because they didn’t replace the hydraulic hood latches, the paint is terrible, very sloppy and overspray all over my black trim pieces. Also the hood still doesn't latch quite right. Meanwhile i am having to argue back and forth with the adjuster (Fred B.) who still hasn’t gotten off his behind and come to take a look at my vehicle. They keep telling me that my father's vehicle could not have caused the damage to my vehicle. Basically i am being blamed for insurance fraud. I end up having to call the consumer advocate and deal through them. The reason they didn't want to cover the cost of more repairs is because they think the damage doesn't match up, but the reason they think that is because they don’t know that there is a spare tire on the back of my Father’s truck which pushed the grill in on my truck, something they would have known if they actually came out and took a look at the damage instead of relying on a third party who knew nothing of the accident. I ended up taking the truck to fix auto in Moncton to get the repairs fixed again, i figured if fux auto in Saint John did that sloppy of a pint job and argued that it was fine then i didn't want them near my truck again. I take the truck to Moncton thinking they are going to repaint the bumper considering it has spots in the paint and it is very messy around the lines. This happened because they didn't even take the part off the truck to paint them, this was obvious from all of the over spray on my trim pieces. After getting the truck back the second time i see that they haven't repainted but just blew some of the dust pit around the lines and cleaned it up a little bit. After going back to Fred B. and telling him i still was not happy he turns around and tells me that the only reason they fixed the second time was to make me happy, but they still didn't believe the damage was caused from the accident and the matter was considered closed. I mailed him and let him know that the matter was indeed not considered closed and they would be paying for the cost of repainting the bumper. The latc and hydraulic hood latches did get fixed properly when i had it in the second time but the paint was still unacceptable. I even took the truck to another collision place in Saint John and asked them to look over the repairs done to my truck and let me know if i was just being a stickler about the repairs or if i was in the right for not accepting the truck the way it was. The guy definitely agreed with me, so did the head guy from Fix Auto who ended up coming to my house to have a look. All he could say was that the guy at the Saint John fix auto must have been having a bad day and that s why they did a terrible paint job on my truck. In the end i ended up getting a cheque sent to me for a little over $200, which is supposed to cover having my grill repainted. Economical was fine to deal with as far as getting a rental car right away and all that, it was Fred B., the adjuster, who is the problem. Needless to say, i was made to feel like a criminal trying to scam my insurance company and all i asked for was to have my truck put back in the same condition it was before the accident. Be warned if you use these guys, it's not worth the headaches. It doesn't feel very good when you know your insurance company thinks you are trying to rip them off and you haven't done a single thing wrong.

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Horrible service

by OtownCrankyGal on Aug 14, 2017
1 out of 5 stars

Had an accident. Had some injuries and they offered me physio and massage, but never followed through, and never sent me the forms. On the vehicle side of things they were of no help, wouldn't call the body shop back or the tow truck company or me. I have been with this company for almost 20 years and my family has been with them for over 40. They used to be ok, but now the company runs things more like scam artists.

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Accident claim worst experience

by Gurpreet Singh on Jul 5, 2017
1 out of 5 stars

Total loss on my car, not my fault. They wouldn't cover for my storage at the body shop it was at, wouldn't pay for my repairs that was done on my vehicle (e.g. new engine & transmission).Wouldn’t pay for my child seats that was in the car. They didn't care about my injuries that I sustained in my accident and was only concerned about cutting costs on their end which ever way they can. Adjusters Ricardo and Shalini (extremely rude) and the whole company was just trying to take advantage of me on my first accident example by asking me "if I'm injured why do I have a rental? "You should return it if you not going to use it. Why does it matter if I have a rental I'm entitled to it under my policy and I can have it parked the whole time at my House or drive all over with it. It’s up to me on what I want to do with it.

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Auto Claim

by Tim on Jun 29, 2016
1 out of 5 stars

I had a car accident, I was not at fault. A SUV hit the back of my car. I put in a claim. I went to my body shop I do business with and they said it a write off. So I said to the insurance company and they said to take it to their body shop, so I did. One week later the claim department phoned me back and said the car not a write off. I explained about the car is going sideways down the road and the frame broken and they said give 700$ if I do want to repair the car. I said I cant get a another car for 700$. The car is a 05 Chev Malibu worth 2500$. So I said to claim department, I have to drive my family in a unfit car.

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Economical - Liars & Scammers!

by Sherry on Mar 24, 2016
1 out of 5 stars

They deserve less than 1 star, but unfortunately 0 stars is not an option!

I was involved in a hit and run accident in which my car door was dented. I spoke to people at the insurance company 4 times, while I was debating whether or not to make a claim. Each time, they promised me that because it was a hit and run, my rates would not go up. I was responsible for the deductible but that was it.
I asked them if I could just try and knock the dent out myself, and they said that I could definitely not do that because then if it didn't work, the adjuster might deem it to be not from the accident and it wouldn't be covered. They advised me to get it fixed as soon as possible.
I went ahead on their advice and got it fixed.

The day I was due to pick the car up, someone from Economical called me and said that they were wrong, and that now they had decided that I was at fault in the hit and run, and that my rates would go up accordingly because I had made a claim. I told him that I never would have put in the claim knowing that, and that they promised me this wouldn't happen. I asked him if he could go back and review our phone calls as they were "recorded for quality assurance". He said he would. I asked him if he could send me a copy, and he said he could not do that as they were for internal use only. I asked about the "Quality assurance", and he responded "that is for OUR quality assurance, not your quality assurance".

I then told him what one of his workers had said about the knocking out of the dent, and he directly contradicted what I had been told by someone else. He said that I should have tried to knock the dent out myself, and they still would have covered it.

They basically encouraged me to make a claim, promising me that it wouldn't make a difference to my rates, and then directly went back on their words. I am immediately switching insurance companies, and I will forever suggest to my friends that they do not use Economical!

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A very positive experience in the circumstances

by JS on Mar 20, 2024
5 out of 5 stars

Reading the reviews here, I was not sure choosing Economical (Definity) had been a good idea until I needed to file a claim last month because of an unfortunate fender bender where we needed to have our car repaired.
From the first call to place a claim to the discussion with the adjuster to having our car repaired through a reputable body shop, everything went very smooth.
Every agents I spoke to were helpful and polite and customer oriented, specially an adjuster who was caring for our claim.
I truly wonder why all those bad reviews, but it does not reflect my experience.

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0 Stars for Economical

by Sarah Khatau on Feb 27, 2024
1 out of 5 stars

Had the worst experience with them after filing a claim (not at fault)
They made me call the body shop and wouldn't deal with them directly.
They wouldn't answer emails, calls for weeks on end.
Failed to tell us my car was fixed 2 weeks after the fact.
Absolute garbage company, switched right after this experience.

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Worst insurance ever

by WB on Jul 17, 2020
1 out of 5 stars

A truck hauling gravel and rocks with loose back door debris hit the front of my brand new car causing damage to bumper emblem and windshield. It took three months to get Economical Insurance to fix the car. They denied my claim a few times in the beginning. The bumper had few rock chips due to the incident, Economical's adjuster claimed that a couple of scratches at the bumper were not related to the incident even though the bumper had to be painted. Anyways, they made me pay 10% out of my pocket just because they decided that out of 20 rock chips at the bumper 2 were not related to the accident... Scammers... I got my car fixed and cancelled the insurance! If you visit a HUB insurance broker or Family insurance broker make sure to ask who is the insurer and if it is Economical Insurance make sure do not sign up with them!

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