Economical Insurance Auto Insurance Reviews

Brown & Brown insurance brokers and Economical insurance was insuring my father and myself at the time of his passing. Since he passed away I contacted them to remove him from the insurance policy and presumably reduce the cost of the premium. I provided a copy of the death certificate so that they are well aware of the situation.

I’ve asked the company to either reduce the cost of the premium or credit/refund the account for the overages being charged but Brown & Brown and Economical is holding out for documents produced by a lengthy backlogged court system to remove him from the policy and as such profiteering on the death of my father to collect a few more months of income. I have been told there will be no such credit or refund for the time passed since his death. They will simply charge me the full amount for myself and deceased father until the Ontario courts appoints an executor.

This process has taken approximately 30 days to get an answer from the company.

I highly recommend you do not conduct business with this company in any manner. When you are dealing with insurance they should be there when you need them and communicate quickly and clearly. This company offers none of these traits.

I booked insurance with Scoop, all was going okay.
After 1 year, they change my payments to pay for 2 months in advance.
I was paying last transaction 27 February.
Once a sudden, I'm receiving email that my insurance canceled due to non-payment.
I was not sleeping 2 nights to call broker to call economical.
They firstly could not see my transaction.
Then they ignore at all.
2 days in advance, they let me know that I can't drive anymore.
My family from Ukraine came, and I can't help them, I can't help myself, I can't drive to work, I'm in the middle of nowhere.
While my city is bombarded in Ukraine, I'm bombarded here with horrible attitude and 0 help.

Car Insurance - a year ago, I had someone hit my car. The adjuster contacted me and I had to do his job, take all the pictures and send them to him, no one ever looked at my vehicle. I told the adjuster I was not getting my vehicle repaired under insurance until the other person claimed fault for the accident. The adjuster kept trying to pressure me to take my vehicle in to be repaired. I finally had to call my broker to get them off my back. After 3 month it was finally settled. The quote from the body shop was $850.00 but someone sitting at a desk decided it should cost $1150.00 so they gouged another company out of $300.00. New cost for 2024 increase of 16%
Home Insurance - My renewal in Feb. 2024 the cost for the year increased 61.2% for no reason. There were no claims against my insurance. Water damage deductible increased from $500.00 to $2000.00
When I looked at my policy to cancel, I noticed my first payment started March 15 when my policy started Feb. 15. My original broker sold to Economical a few years ago, and I thought nothing changed because my payments came out each month. But somewhere along the way I got ripped off a months' payment for Home and Auto. I have never known any Insurance company to give you Insurance starting one month, but having to pay until the next month.
When I canceled my Home and Auto the papers were signed through DocuSign and the following month (March 15) they took out another payment, it was bad enough having to pay them Feb. 15 and having to pay a new company for the same period. When I contacted the broker, they said they did not receive the forms through email. After a week or so of emails when I said I had enough, and I was going to give all the email including the one returned with the signatures to my Lawyer, and they could deal with him. In the next hour the signed form shower up, they said it was misfiled. On March 15 they took another payment from my account, so the broker was still slow in getting the papers in. I had my bank cancel the transaction and the money put back in my account.
I would not recommend anyone doing business with this company and on your renewal papers check your monthly payment plan. It would have been a rating of 0 if I could have given it.

I needed car insurance for 6 months and now have paid an extra 3 months and they will not send me a form to cancel!!!
I have called twice from Australia and email errors from here. So these criminals are still trying to collect and the vehicle is in storage since November.
What the hell????

They send out a million letters in the mail, ones with the same information. They’ll email you but only 2 weeks after they’ve made the official letter so basically your finding out Information 2 weeks late so they cancel your policy even when you’ve made the payment.

Called these people in January about canceling my policy as I wasn’t happy with their services, they refused to cancel when I called in January. They then turned around in February and cancelled the policy claiming it was for nonpayment, because of this I’ve been getting problems trying to get insurance through another insurance company. I’ve been calling them every other day for almost a month now and all I keep getting is a manager would get back to me. Finally spoke to a Manager on Tuesday and he then told me he would get back to it’s Thursday I need to get my car back on the road and it’s like it’s a game to them. Called 3 times today first call 11:50am it’s now after 2:30pm and everytime I call managers just happen to be in a meeting.

My mother had home insurance and car insurance with economical. Last year in July she passed. I told them she passed. My dad told me he closed her accounts. They continued taking money from her accounts. I called and spoke to the broker and told them she had passed away. I provided ALL documentation including her death certificate which they asked for. They said my dad was the one who had to cancel it because he was executor of her estate on paper because he was her next of kin/husband. (I explained to them that my dad isn't all the mentally since my mom passed away) but they insisted so I gave the contact info to them. Since then I have been receiving bills to my house from her insurance constantly every 2 or 3 days I get 2 or 3 letters from them asking for money for a policy I closed for a person who passed. I keep telling them to stop. They keep sending them. At this point its harassment

So, the company does not send me my policy, invoice or proof of insurance. Then wait a few months and finally request the proof of insurance slips. Find out I have one last payment still to make but no idea as to how much (3 payment system) anyways I make a payment of $1200 which was apparently $13.80 too little and again with no communication they cancel my insurance. Can't believe that is actually legal but it's been done and their ombudsman was unable or unwilling to help. 20+ years and this is how they treat you there. They want loyalty but don't give any in return. Says a lot about a company. They are overpriced but thought I was paying for something... apparently not.

I was a victim of fraudulent insurance by a broker named (Daniel C) a name that might be very familiar since he was all over the news in selling fake insurance. He sold me insurance from Economical which I received my package from them, then a few months later I got my cancellation package for non-payment even though I did pay this guy in full for the whole year. Right after that I called Economical and I sent them a trackable email with attachments proves that this guy got the money from me it even included audio attachments and pictures, so after speaking to them many many times and keep promising that they will escalate to the higher authority or manager or the underwriter but none of that was done. As I mentioned that the trackable email tells me how many times they opened my email, in fact, they did open it 116 times and I told them that yet all that I get from them is just promises but nothing in reality.

Not organized, no customer service. They tried 2 times to take money from my account even though I cancelled my policy and they sent me a letter of confirmation that my policy is cancelled!! Bunch of stupid people.