BMO World Elite MasterCard Consumer Reviews

Every time you need to call them it can take between 45 mins, to 3 hours to get to a human on the phone... It's a disgrace to humanity.

If you need to speak to a person (which you do for a lot of the things like password reset etc...) the wait times listed are never less than 1-2 hours. Usually, the automated voice says a 3-4 hours wait time. How is this acceptable? And who has the time and patience to do that? For the number of fees paid this should be 15-20 mins MAX.

BMO do better!

I've had them block my card twice now to ask about a transaction and each time took over 3 hours to get a hold of someone to confirm it and unblock my card. Not acceptable. I'm now in the process of trying to cancel because of it, and it will take another 3 hours to get through. Huge waste of time.

I use this credit card for air miles. But customer service sucks big time. I have been trying to reset my online password as I am locked out, and it's been over a week and wait times have been anywhere from 2 to over 4 hours on any given day. At this point, I may just cancel the card. Customer Service is everything to me. I guess BMO does not feel the same way?

It took me few times to be on the line for more than 3 hours.
Right now I am on the line and it turned my 4th hour of waiting when someone will pick up the phone.

I have used the BMO World Elite card extensively for about 10 years now. I am highly disappointed recently with customer service. Long wait times and the reps seem so depressed and not attentive. I understand this is COVID time and we all need to be patient, but my calls to the BMO customer service line have been confusing, frustrating and no one there seems to care about resolving issues. I am looking at cancelling my card.

If you transfer an amount from another card, make sure to read all of the small prints because it’s not exactly 0% interest for one year. There’s a transfer fee, and, if you think there are no minimum payments think again, we still have to make minimum payments according to the law...). Because I missed those minimum payments (since I thought no payments for one year) they will charge you interest for the remaining periods, in addition to the transfer fee already paid. Absolutely not worth it.

Be prepared to be on hold a minimum of 20-40 minutes. I have called numerous times over the past 2 years generally because I am locked out of my account online and need resets. I have never gotten through without a minimum of 20 minutes hold. Of course, when I first signed up for the card and experienced this I spoke with a manager who said: "We are aware of the issue and are working on getting it resolved". Here we are 2 years later the same problem. In the past, we always used CIBC visas and never did we have any wait times like this...We only switched because Aeroplan points were harder to come by and the program was making changes. After using my points on BMO world elite we will be moving on as my time is more valuable than the service BMO offers.

When I needed to contact them after going through all the motions of numbers etc. I was told there would be a 40-60 minute wait. Hung up and called again several hours later and this time 30-60 minutes wait. So I decided to cut up my card. Elite you say. Gone I say. If they really wanted to give service, they could easily have a callback system.