Credit Card Reviews
Walmart MASTERCARD Consumer Reviews
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(253 reviews)
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Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, no annual fee in the first year, including on supplementary cards. A welcome offer value of $350.
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This is the worst reward card in the market due to the following reasons: 1. No option to pay the bill online. If you want to wait in the customer service queue to pay the bill, go for it. 2. Store associates can open the account in 1-2 minutes but cannot take a request to close the account. 3. The worst cashback reward as compare to other products in the market. 4. Stone aged website.
I tried to go online AND by phone to report a damaged card and get a replacement, after spending half an options and ended up there's no option on the online banking, no option at customer service phone line and got a message telling me "no one is available to help me" at the report lost line, just wonderful!!!
Scotiabank® Gold American Express® Card
Earn up to 40,000 bonus Scotia Rewards points in your first year (that's up to $400 towards travel). What else will you get:
- Earn 5 Scotia Rewards points for every $1 you spend at eligible grocery stores, dining and entertainment
- Earn 3 Scotia Rewards points for every $1 you spend at eligible gas stations, daily transit, and select streaming services
- Earn 1 point for every $1 you spend on all other eligible everyday purchases
- Complimentary Concierge Services 24/7
- Comprehensive Travel Insurance coverage with 25 days of travel medical insurance for eligible persons under age 65
Get this card / Apply online
Have never been able to even use their website because it constantly locks me out. Every time. Then you have to call customer service and deal with a foreign agent who tries to upsell insurance and can't help with unlocking account anyway. Deplorable customer service. Their algorithms constantly lock the account and decline normal transactions. Garbage.
I had Walmart reward card for years. It was Ok at the beginning as you can use the cash-back money to shop at Walmart. Then it was hacked few times. The company increase the month limit to let the card being used continually.
Last year, I used the card in US then the card was blocked for no reason. I paid off the owed money (deducted the rewards amount), but the rewards money didn't count. They kept charging me the interest and phoned me many times. There was never smooth communication with the staff over the phone.
The online service function is terrible. No paperless statement, no text reminders when you make any purchase by the card, and not a safe card to use.
Recently, Walmart Mastercard online website did a whole new update. I have been frustrated with one feature and called in about it however not sure if it will make a dent in my issue. With the old online, when you were looking at your transaction(s). On the left side, you were able to see this info at all times. Your Current Balance Your Credit Limit Your Min Payment Needed Etc So now with the new updated website, it shows your current balance large and bold. Then when you go to view transactions, if you are looking over all your transactions and try to see if the total adds up to the current balance or if you need to go into another month's transactions etc. It would be nice to see the current balance at all times above. Instead, right now if you for example looking at your transactions and then trying to remember what your current balance was. You have to go out of that screen and go back to the main screen. You should not have to do that. Please put the current balance info available above on top when looking at your transaction history.
In a recent website redesign, Walmart's master card has taken a giant leap backward. There is no facility to download transactions. Now I have to manually enter month's worth of transactions into my personal accounting software every month. Walmart's master card was my main card. I will switch over to another card gradually and will stop using it because of this huge inconvenience.