Walmart MASTERCARD Consumer Reviews

Will be cutting this up. Called and told them I was leaving country, this is the 3rd time I could not use my card in the USA.

I switched to a Walmart Mastercard credit card 18 months ago and have had to have THREE cards in that time and re-register my card on all the online stores I use. Not just any stores. Reputable stores with good personal information security. Then, when I reported this fact that I've had 3 cards in 18 months, the person I spoke to over the phone kept discounting my concern that our credit cards are so insecure. I dropped that question and asked what we as consumers can do to make our cards more secure, and she HUNG UP ON ME. Professional.

I don't care about your insurance, I don't even care about the fraudulent use of my card, it's the attitude of the operators and the hang-up call b/c they didn't want to suggest what I could do, which I assume is nothing.

Worst customer service ever. They cannot even explain properly how the charges incurred in my card despite paying the balance statement in FULL and before the DUE DATE. They just keep making excuse as it is a residual charge but cannot even elaborate how that happened. Walmart Mastercard team should re-train their customer service.

My card was compromised and it was a nightmare dealing with the security department. It took many calls to resolve. They were supposed to put a block on the card so that it can’t be used, but they didn’t and the scammers kept using it. I called so many times, kept getting transferred then disconnected. Long story, but in short they’re very incompetent and it was a terrible customer service experience

Walmart Mastercard has been hands down the most infuriating service. On its own, the credit card is fine. Back when I used to shop at Walmart for most of my groceries, it worked well. But as soon as I had to initiate a chargeback, the cracks really began to show themselves. Long story short, WestJet broke Canadian Federal law by not providing a refund to a cancelled flight, and as such I pursued a chargeback with my Walmart Mastercard. They sent me the documents via mail and required that I either fax or mail them back. You heard that right: Fax. In 2020. The fact that Walmart doesn't have credit card tap is one thing, but they can't correspond with their customers via email/online? Ridiculous. From there, it was a waiting game. They give the merchant (in this case WestJet) 45 days to respond to the chargeback claim. Due to the fact that we had pages and pages of proof showing how WestJet broke the law, they never did. That alone would have been fine. The issue lies with how Walmart handled the situation. I called them four times to confirm the status of the Chargeback, and each time they provided different dates as to when it would be over. To be fair, the second time and the last time I called, they gave the same dates. So clearly they don't have the technology or information on hand to determine when exactly a dispute will end, otherwise each call would have had consistent information. In the end, their lack of consistency and the difficult nature of being able to get any concrete info out of the Walmart Mastercard led me to cancelling my account the minute I knew the Chargeback was over. To conclude, this card may have nice benefits if you use your card often, but if you ever want a credit card that will actually work for you and provide you the information you need as one of their clients, I would encourage you to look for a better card. You are just a number to these people, and they will jerk you around with unprofessional service all the live-long day.