Life Insurance Reviews

Sun Life Life Insurance Reviews

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(110 reviews)
Sun Life
2.1 out of 5 stars:
Customer service:
Value for Money:
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Most helpfull reviews

Runarounds and claim denials

by jmcinwpg on Apr 14, 2022
1 out of 5 stars

My place of employment changed health benefits provider 5 months ago. Nothing but problems every time I try to have my prescriptions filled. From their customer service people who are a waste of time (not being able to access anything on my account to wrong information provided).
If it has a lesser cost than other plans, there is a reason! Just remember, you get what you pay for.
If you have a choice, please do not waste your time with Sun Life.

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Terrible service

by Elisabelle Cossette-Plamondon on Mar 17, 2022
1 out of 5 stars

Spent 3 hours on various phone calls to just get my account "finalized" to submit a claim. My online claim submission option is still not available after 2 weeks. It takes 45 minutes to get someone on the support line, and even then, they try to hang up on you before answering half your questions.

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Unable to contact after several trials of many hours...

by Philippe on Mar 7, 2022
1 out of 5 stars

I have called several times and have been unable to reach anyone for help...
After one hour of waiting, I am told I am not at the right place (despite having had advice from the local advisor to call these numbers) and I am transferred to another line where the wait is over one hour. I eventually had to leave as I have to work and I am not able to take a day off work to get through the system.
And the same process is ongoing.
What am I supposed to do?
It seems to me that the company is incompetent or is mainly concerned about maximizing profit but certainly doesn't care about customers.

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Did you know that mortgage insurance is the same as life insurance but more expensive and offers less protection? By cancelling it and getting life insurance, you would typically save around 30%-40% for the same coverage.

THERE ARE OTHER INSURANCES THAT ARE BETTER THAN SUNLIFE!

by Francheska on Jan 20, 2022
1.5 out of 5 stars

When using the online chat sometimes it is frustrating because there are "temporarily unavailable". Had to wait more than a year to get covered for the dental coverage. Agents don't explain this, only want commissions! There is other better insurance than Sun Life. WOULD NOT RECOMMEND IT!

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Our advisor not available and not reliable

by Constance Tapar on Jan 4, 2022
1 out of 5 stars

We want to let you know if you encounter an advisor named Ender D. not to deal with him or do not close any transaction with this man. We've been turned away and do not call us back regarding the policy of my husband... We tried for so many months to call us back concerning the policy unfortunately this advisor has never ever tried to call us back since 2019! We even went to his home office at Etobicoke and leave a message to a neighbor... She claimed she is a neighbor.... But we received no call back from this irresponsible advisor. We would like to reach Sun Life to ask this advisor to attend to all his clients' needs and be responsible to call back his clients. And all the clients in the future do not ever transact to this advisor and surely what he did to us will do the same what we experience... frustration and stress.

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12 year client. Not there when I needed them. Multiple disappointments.

by Joel Robic on Dec 26, 2021
1 out of 5 stars

Sunlife confirmed coverage of charges ahead of time when I verified. They then refused payment. When I called Sun Life the service team blamed internal consultants for coverage refusal. Multiple calls and wasted time, each time Sun Life promised to rectify the situation. They never did and ultimately waited until we gave up. Stay away from this company. Over the 12 years, I was a client because of my employer... I have multiple examples of this company actively avoiding coverage and generally being a terrible insurance company. If you have a choice stay away from Sun Life at all costs.

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Did you know that if you are a 30-year old male, a term life insurance policy for 20 years with coverage of $200,000 will cost you around $19/month? Getting your term life insurance quote today will allow you to benefit from a great rate.

Worst insurance experience ever

by ClearWhite on Dec 19, 2021
1 out of 5 stars

I have Sun Life gold package for dental treatment. All estimates sent by my dentist have been rejected, nothing approved.
Nothing covered...
Very low standard insurance provider

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Complete fraud!

by James Larson on Dec 6, 2021
1 out of 5 stars

Do not ever take a life insurance policy with this company. My father passed away I spoke with an advisor about the payout to cover costs for the funeral sent them a death certificate finalized all the paperwork was told a cheque would come in the mail within a month. 3 months pass I called them and they told me my father never had a life insurance policy when I clearly had the paperwork in front of me saying otherwise. Should have taken them to court but that would cost thousands so I gave up on it. They take advantage of anyone they can! DO NOT TRUST THIS COMPANY!!!

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Life insurance

by Ruby Au Yee on Oct 26, 2021
1 out of 5 stars

Would never deal with Sun Life - a crooked company. I had a broker for many years and stole thousands of dollars from my premium policy and yet he only got a slap on the hand for stealing. Still working as a financial advisor!

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Did you know that if you are a 35-year old female, a term life insurance policy for 10 years with coverage of $500,000 will cost you around $15-$20/month? Getting your life insurance quote today will allow you to lock-in a great rate.

Unacceptable customer service

by Asim Shrivastava on Sep 27, 2021
1 out of 5 stars

Impossible to get through to their helpline. Tried calling through the mobile app. It doesn't work - there is no such option that comes up. Every year, despite adding my beneficiaries, they remove my daughters from coverage without any intimation to me. Unfortunately, I don't have a choice as they are appointed by my employers. I would NEVER use them.

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