Facility association is an organization that is funded by all property and casualty insurance companies with an objective to provide auto insurance to all drivers who are considered “high-risk” drivers. These drivers would not otherwise be able to get insurance from other insurance providers.
As time passes, if there are no other accidents/convictions, the “high-risk” drivers’ driving record becomes better. After several years these drivers will be able to get better rates again (up to 3 and 6 years for motor vehicle convictions and driving accidents, respectively).
Link to the website: Facility Association
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