What is Specified Perils Coverage

Glossary - Letter - S

Specified perils coverage is a part of the insurance policy that covers losses resulting from particular events that are pre-defined in the text of the policy such as:

  • Fire
  • Theft or Attempted Theft (e.g. when your car was damaged during a theft attempt)
  • Lightning
  • Windstorm
  • Hail
  • Raising Water
  • Earthquake
  • Explosion
  • Riot or Civil Disturbance, etc.
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