Specified perils coverage is a part of the insurance policy that covers losses resulting from particular events that are pre-defined in the text of the policy such as:
- Fire
- Theft or Attempted Theft (e.g. when your car was damaged during a theft attempt)
- Lightning
- Windstorm
- Hail
- Raising Water
- Earthquake
- Explosion
- Riot or Civil Disturbance, etc.
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