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Economical Insurance Auto Insurance Reviews

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(229 reviews)
Economical Insurance
1.4 out of 5 stars:
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Very disappointing

by Shocked in markham on Sep 26, 2024
1 out of 5 stars

My daughter’s car was stolen 8 months ago, and she cannot get any information about her claim! She gave them the police report. Since then, she has spent hours and hours trying to get through to the company and then to be told they are still reviewing the file. At one point they told her the car had been recovered only for her to have to tell them it wasn’t her car — not even the same make! How is this allowed to go on? Reading all the reviews today is quite shocking — where do people turn? She is young and is paying her car loan every month and will not be able to get another car until this is resolved. I will be looking for legal help with this mess.

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Absolutely Horrible

by Varun Verma on Dec 28, 2023
1 out of 5 stars

I'm at my wit's end with this terrible insurance company. My truck was stolen in September, and they've been nothing but a nightmare to deal with. They won't even give me a rental car because they're "investigating," whatever that means. I've given them every document they asked for, but there's been zero progress. Trying to get a hold of the adjuster is like talking to a brick wall – they never answer calls and only reply to emails after I've sent a bunch. It's the absolute worst communication I've ever experienced. They won't even give me any updates. Here I am, four months later, still waiting to find out what's happening. It's just ridiculous.

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My car was stolen, but Economical is the biggest thief.

by Peyman on Dec 11, 2023
1 out of 5 stars

I've been dealing with my insurance company for the past three months after my car was stolen, and the experience has been incredibly frustrating. Despite the time that has passed, they have yet to provide the compensation I'm entitled to, no one responded to my emails and phone calls and the delays are causing significant inconvenience. It's disappointing to face such challenges during an already stressful situation. I'm exploring other options and considering seeking legal advice to ensure a fair resolution. Overall, not the level of service and support one expects from an insurance provider. The case adjuster just lie and lie and lie, no responsibility, no compassion. They don’t care that I'm a human.

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Worst Service Cannot Be Found

by mary on Nov 10, 2023
1 out of 5 stars

It is an insurance company from Hades and that is where it belongs. My car was stolen - they have offered the lowest possible price - they refuse to back up the price offer with documents - they provided a rental car for a short period of time - they are demanding I get an appraisal on the car I do not have. No appraiser can appraise a car that they cannot see. But this adjuster is telling me to get an appraisal. He rejected all the information provided by professional car people.

My only suggestion is to leave. Believe me you pay a very high price if you have to make a claim.

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Run

by John Brian Ufford on Aug 18, 2022
1 out of 5 stars

It has been months since my vehicle was stolen. I had 1 call and now no one will answer any calls or emails. I have personal belongings inside the vehicle that I need and no way to get ahold of them to be able to retreat them. BRIANNE is representative. That iv been dealing with. Insurance payments keep coming out of my account as well. Go anywhere else for your insurance

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Review topics

Do not use Economical Insurance

by Bill on Jul 13, 2022
1 out of 5 stars

My truck was stolen 3 weeks ago and I called it in. A week later I called the police file number. A week after that my truck was found. 2 weeks since it was first stolen and I had heard nothing from the company. I call back and say it was recovered and they once again said someone will get ahold of me. 2 days later I called in again and finally got the ball rolling to get my truck inspected and back. A week after and I just find out my truck is still in the impound. It's been 3 weeks since the first stolen and in no way have the insurance company tried to contact me. You will waste your money going through this company, find elsewhere.

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Review topics
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Claims

by Stevon Morris on Feb 23, 2022
1.3 out of 5 stars

Worst experience ever. My car was stolen and recovered 3 days later. After multiple attempts ( voicemails and emails), 5 days later is when the adjuster got back to me. After that, it took another 3 days to respond to my questions about missing items from the car. A month later I was finally told my car was a write-off and was made an offer. That was almost 2 weeks ago am still waiting for my check. The adjuster won't answer my calls or respond to my emails.

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Negative a Million Stars

by L.diemert on Sep 4, 2020
1 out of 5 stars

It started back at the very beginning of July. My vehicle was stolen from my driveway on the night of July 1st. I immediately reported it stolen to the police and called my insurance company. They informed me that if the vehicle hadn't been recovered in 2 weeks that the issue would be settled and the vehicle would be paid out after an investigation was complete. They assured me it would all be completed in a timely manner. A few days after that, I made my official statement to an employee of Sonnet Insurance Company. Two weeks rolled on by without hearing once from my assigned adjuster. I called the office, left 3 messages over 3 days. I emailed her several times over the next coming days. I still did not hear a word. I called Sonnet insurance directly as I had not heard when to return the rental they had approved. No one there seemed to want to help me, they just informed me that I must speak with my adjuster who they promised would contact me within the day. Big surprise, she did not. I asked to speak to a supervisor on another occasion, they said I had to wait up to 48 hours to hear a call back from a supervisor. No one ever called me back. I knew my policy only covered 30 days, and as this was fast approaching and passed by, I was getting worried about costs incurred to myself. Still, I had not heard from my adjuster. On day 36 of driving the rental vehicle, I decided to return it, because Enterprise called me and told me that the adjuster had called them and informed them that they would only be covering the first 2 weeks of the rental. I was shocked because my policy clearly states 30 days. Also, I was upset that my adjuster took the time to call the rental car company to cut off the rental but didn't have time to call me. If they were only planning on covering 14 days it would have been nice to know at the very latest on day 14. Not day 36. Enterprise Rental Company wanted to charge me on drop off, but we came to the solution that they would give me a week to sort things out with Sonnet, which was fair. I called and emailed Sonnet and my adjuster again, I was told I would have to talk to my adjuster directly and customer service could not do anything to help me. Finally, the adjuster emailed me, briefly apologized and asked questions that were already previously answered by me during my initial interview. She also required more documents to be filled out, but she did not address my immediate concerns about the charges for the rental vehicle. I emailed her again, I called Sonnet again, I even called the Office of the Ombudsman for Sonnet. They assured me they would have a supervisor contact me within 48 hours. Again, that never happened. We are up to August 18th at this point, and I've had no access to a vehicle, I couldn't work. Being a single mother and not being able to work was extremely difficult for me. As you can understand I have bills to pay. So, on August 18th, I get a phone call from a customer service representative in the total loss unit. He tells me he is the one in charge of deciding the worth of my vehicle for a settlement payment. We discuss payment of $8073.00, minus $500 for the deductible which was satisfactory for me. He mailed me the cheque. Meanwhile, I desperately looked around for a vehicle, found one, put a deposit of my own money down on it to hold it for when the insurance settlement came in. I received the cheque, deposited it, got a bank draft for the vehicle purchase and went out to buy it. I was so relieved that everything was finally settled and I could work again. But, I was wrong, everything was not settled. I received a call yesterday from my adjuster saying they just confirmed with the police that the vehicle had been recovered on August 12th. I had never heard a word from the police or anyone else about this. Then the adjuster informs me that they have put a stop payment on the settlement cheque because now that they have the vehicle they are going to reassess it, test it for mechanical issues. If they find it to be mechanically sound, they will be giving me back the vehicle with no payment. Also, if the vehicle is unsound, and they find it to be worthless money than they originally gave me, that's what the new cheque will be. I am furious about this. My bank account is now in an overdraft because of the cancelled cheque. How can they agree on the settlement, cut a cheque to the customer and then just change their minds? Also, how can they fairly reassess the vehicle when they have no idea the condition it was in before it was stolen? Also, last Friday I received a call from Enterprise saying they hadn't heard anything from Sonnet yet about the money owed and now they were charging my credit card $1683.00. So now, my bank account is in overdraft, I have no money, my credit card is billed $1683.00. Sonnet has screwed me for $9256.00, and according to my adjuster, now that the situation has changed I am expected to be patient and keep waiting for them to get everything sorted and figured out. If I never went out right away and bought a vehicle I would still be out of work waiting for them to figure things out. Meanwhile, I've again contacted a supervisor which, surprise, I still haven't heard from. It has been on an ongoing battle and huge stressor for me for 2 whole months now, with still no solution!

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Claim adjuster terrible

by info on May 29, 2020
1 out of 5 stars

I had a vehicle stolen and I paid for a rental car. If something happened they couldn't give it to while they investigated it. Such scammers and very rude! They just try to deny your claim. Go elsewhere!

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