Credit Card Reviews

Walmart MASTERCARD Consumer Reviews

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(253 reviews)
Walmart MASTERCARD
1.3 out of 5 stars:
Customer service:
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Bad customer communication, bad service

by annoyed on Apr 18, 2022
1 out of 5 stars

Used the card for several months, and got paper statements a few times, but everything stopped for a few months, no email statements, no paper statements. Could not even log in to my account as it seemed it forgot all my personal information.
Terrible customer service, could not reach anyone for hours.
Don't sign up for this or don't use your card at all!

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Walmart rewards Mastercard is worst store card given by any store till date

by Deepak A on Apr 3, 2022
1 out of 5 stars

Walmart Mastercard service is so pathetic that we can trash it.
That’s what I and thousands of North Americans already did, below are the worst features:
No Proper Customer Service
No proper online monthly statements
No proper and convenient payment methods
No communication
The card didn’t arrive till 3 months after signing up
The card doesn’t work in Walmart itself during the first usage
There were fake line items of usage which were not even used
Fake promises of rewards for every 5 dollars spent however when enquired the customer service behaved as if no rewards were promised ever
Walmart customer service is never approachable and reachable and never willing to take any responsibility!

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Ripped off

by Madwomen64 on Mar 22, 2022
1 out of 5 stars

I git the card. Did I installments for a Chrome book. Brought it back in January. They said they refunded me $225.00 Then they took to put the installment for $33.67 in February. Then March $188.37 That doesn't seem right? You can't refund for a returned product then add it to your balance. That's a scam

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Review topics

Scotiabank® Gold American Express® Card

Scotiabank® Gold American Express® Card

Earn up to 40,000 bonus Scotia Rewards points in your first year (that's up to $400 towards travel). What else will you get:

 

  • Earn 5 Scotia Rewards points for every $1 you spend at eligible grocery stores, dining and entertainment
  • Earn 3 Scotia Rewards points for every $1 you spend at eligible gas stations, daily transit, and select streaming services
  • Earn 1 point for every $1 you spend on all other eligible everyday purchases
  • Complimentary Concierge Services 24/7
  • Comprehensive Travel Insurance coverage with 25 days of travel medical insurance for eligible persons under age 65

Get this card / Apply online

DO NOT GET

by Ashley Elizabeth Gholampoor on Feb 4, 2022
1 out of 5 stars

Do not get this Mastercard, if you are young and just starting out (college, university etc.) The minimum payments are way too much money per month. Every time a minimum payment is made it gets completely overridden by the interest.. the interest is 29.99%. They want you to pay the minimum payment for 9 months THEN the interest will go to 19.99%... WOW, what a difference... NOT. If you do not make a payment in time they will contact you every single day and call 6-8 times throughout the day. They called me at 8:30 pm and their customer service is AWFUL. They sound like they are telemarketing or spam... please do not get this card if you want to have a good credit score and want to save $80-$100 each month.

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NEVER use Walmart card

by joanne GOMES on Nov 20, 2021
1 out of 5 stars

I recently (Oct 14) ordered something from the US and have yet to receive the product despite many emails telling me it has shipped. When I check the shipping status, it hasn't even been packaged yet, much less shipped. Despite several email exchanges with the vendor, and a supposedly new shipment being processed I still don't have anything after waiting the requested 2-7 business days (as of Nov 20). My call to Walmart was frustrating, to say the least. They will open a case, gee thanks, and someone will get back to me, but no timeline promised or offered. I knew I should have used another card for this - my experience with it is completely different and they don't hesitate to proactively deal with these types of vendors. I knew I shouldn't have used my Walmart card and now I know that the hard way. I will never use them again.

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Inefficient telephone service

by Pissed off on Aug 4, 2021
1.5 out of 5 stars

The service is terrible! Points are only credited if you swipe your card. Tapping your card does not
give you any points. The machines at the store do not work most of the time. Payments made at other stores are denied despite having a clean record. I will NEVER AGAIN use Walmart Mastercard!

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Scotia Momentum Visa Infinite Card

Scotia Momentum Visa Infinite Card

Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, no annual fee in the first year, including on supplementary cards. A welcome offer value of $350. 

Get this card / Apply online

Stay Away

by Cassandra Charles on Jun 6, 2021
1 out of 5 stars

My husband got this card and every time he makes payments it never reflects on the statements. The balance never goes does down, but up and it's not even being used! He's contacted customer service about it, but it is a waste of time. They said for payments to show, the full balance must be paid. There are charges on the card that he's never made and Walmart doesn't do anything about it. Terrible card, even worst customer service.

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Disputed transaction

by Sandeep Soordhar on Jun 2, 2021
1 out of 5 stars

Walmart charged me twice for one transaction and it happened on Feb 26, 2021. But still didn't give back my money and on top of that, they are charging me interest on the amount which I didn't use. Which is totally unacceptable. I will never recommend anyone to take credit card service from Walmart. They give 0 customer service to their customers.

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Fraudulent use

by So on May 23, 2021
1 out of 5 stars

1 Added some spending on buying Walmart insurance without my permission
2 Delay statement then no statement
3 Turned to check online and noticed have been used in online shopping with Amazon several times
4 Walmart call center poor response

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Scotia Momentum VISA Infinite Card

Scotia Momentum VISA Infinite Card

Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, no annual fee in the first year, including on supplementary cards. A welcome offer value of $350. What else will you get:

 

  • 4% on eligible recurring bill payments and grocery store purchases
  • 2% on eligible gas station and daily transit purchases
  • 1% cash back on all other eligible everyday purchases
  • Complimentary Concierge Services 24/7 Visa Infinite Dining Series Visa Infinite Music Series Wine Country Wonders Luxury Hotel Privileges
  • Comprehensive Travel Insurance & New Mobile Device Insurance coverage

Get this card / Apply online

STAY AWAY!

by lcwm on Oct 20, 2020
1 out of 5 stars

Every time when I use it for online shopping by choosing this card being asked way too many questions to verify and still got blocked or failed for the purchase. After called finally have it done purchased 2 smartphones with all my expenses in the bill around 4000+ THE NIGHTMARE! After the first month starts they send my balance to the report card center before the due day of my bill and caused my credit score dropped 14 points!!! I will never use this card again! I also STAY AWAY WALMART STORE due to the self-checkout doesn't support pay pass or google pay in the year of 2020! I mean come on, Walmart!!!

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