Life Insurance Reviews

Sun Life Life Insurance Reviews

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(110 reviews)
Sun Life
2.1 out of 5 stars:
Customer service:
Value for Money:
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Most helpfull reviews

Representative disappeared

by Cocol168 on Jul 29, 2021
2 out of 5 stars

Salesperson completely disappeared after we said we wanted a lower premium and coverage. Luckily for us, that meant we went with another broker and got even lower rates.
She was knowledgeable but this kind of work ethic makes me question Sun Life as a company.

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Phone service is terrible

by Reception101 on Jun 4, 2021
1 out of 5 stars

I work in a dental office and call insurance companies all the time. Never bothered to leave a review until today. Sun Life always keeps me on hold way longer than any other insurance company. And when I have another call come in, I can't put them on hold for 30 seconds without them hanging up. Even though they tell me I have a minute, they don't care. Worst customer service of any company.

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Not Reliable at all

by Veryunhappycustomer on May 30, 2021
1 out of 5 stars

I am one of the employees
They are ok when you are paying them
When you get really sick...
They send you to their “assigned” doctor or psychiatrist and his opinion even if it is wrong is taken into consideration and they don’t respect your own family doctor or your own psychologist, psychiatrist or any type of doctor you deal with because they really don't pay you when you need them, I was extremely sick and they did their best to prove me otherwise, so I needed to deal with my sickness and extreme stress from my insurance paying me!!!

Plus when you appeal they take many months
To reply that it was refused!

I would give them less than one star!

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Thinking of getting a life insurance quote from an insurance agent? They work for one insurance company and can only sell the products of that company. That may not result in the best rate for you. Our insurance brokers compare life insurance quotes across 20+ Canadian insurers for you.

Poor Service and Web Portal

by Daniel Wong on Mar 16, 2021
1.5 out of 5 stars

Sun Life is very archaic. Being in the 22nd century where internet access is very basic and common, Sun Life can not provide the simplest customer information on their web portal. No life insurance policy access, no current cash surrender value of life insurance. Once you buy their product, don't expect any post-product service. You would think Sun Life is a large enough company to provide such post-purchase information and service. Beware and look elsewhere to compare.

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Excruciatingly slow service

by GRCW on Feb 22, 2021
1 out of 5 stars

I got a retirement plan with these people and initially, it seemed to go well. However, I recently left my employer and am in the process of moving to another investment provider.

Expect to be waiting weeks to move money out of the fund. They typically take days to respond to any enquiry. They will randomly phone up and ask "security questions" - you may want to call them back but good luck with that it is almost impossible to figure out how to contact your advisor. Oh right, you *don't have* an advisor.

My fund went from making a healthy profit to drastically dropping in value and I'm left hanging waiting to get the money transferred out.

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Problem with Sun Life team

by 1Mullers on Nov 18, 2020
1 out of 5 stars

If you have a problem with Sun Life all you get is the run-around, Dealing with the Sun Life team so far for our family, my experience, really bad service. Really bad. If you have a problem and ask to have it dealt with, many steps to go through, to get to the next step oh you need the final position letter, oh and how do we get that, oh you have to ask the last person that you complained to that did nothing for us but drag their feet, for as long as they could and did nothing. Delay - that's the Sun Life game. Try to avoid Sun Life the worst in the industry, wish we never bought insurance from them. Need final position letter for Ombudsman's office. Scum!

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Not sure if you can qualify for life insurance with existing health pre-conditions? Let us to help you with a no medical life insurance quote, meaning that you do not need to pass a medical exam to qualify for a life insurance policy.

Terrible, buyer be aware!

by Johan on Aug 31, 2020
1 out of 5 stars

It took me 6 months of back and forth to finally be approved on a disability mortgage... A week after I was told I was approved they had told me more information required! They don’t have the public as their best interest but they are very good at collecting your money!

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Poor Customer Service

by N/A on May 19, 2020
1 out of 5 stars

I have been paying my children's life insurance since 1993. Now I cannot afford to pay it any further, I've been calling Sun Life for about a month now and no one seems to be able to help me with the cancellation. I've spoken to three different employees at Sun Life and they have repeatedly said they will email me the cancellation form. After a week of waiting, they said my email doesn't work but I've had the same email for several years and had no issue like this before. I even gave them an alternate email and still no help. After receiving the form and emailing it back to Sun Life one of the employees called and said she didn't receive it and there was something wrong with both emails apparently and giving me attitude over the phone as well as hung up on me. I think they don't want me to cancel my insurance so they are making it very complicated for me to cancel it and won't allow me to go further with the cancellation. I do NOT recommend Sun Life to anyone! Please help me and not make things so complicated for me! I have been a Sun Life customer for 27 years!

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NOT IMPRESSED

by bbbbbbb on Dec 31, 2019
1 out of 5 stars

I have had this life insurance for 14 years and did not realize that once I turn 65 it is now called "My life choice renewable term insurance". My payments were $20.50 and now since I turned 65 they will be $50.50. What a scam. They will not refund what you paid into it if you refuse to pay the new price. All I can say is what a waste of money I put into this. So what do they do with my Money? Where does it go, if not back to me? I asked if I could case it in as some insurance policies do, but the person I was talking to (who hardly spoke English) said no. Pretty sad.

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Planning to get life insurance to protect your family, including children? Make sure that you get enough coverage. According to studies, it takes about $250,000 in total to raise a child to the age of 18 (and that doesn’t include any post-secondary education costs).

Don't touch this company

by Un happy customer on Aug 5, 2018
1 out of 5 stars

Trying to claim a life insurance policy taken out by the bereaved, the family continues to struggle to get the payout. With numerous calls to the company telling us to get all signatures completed when only one executive dealing with all the finances. Also asked to provide bank details on two occasions only to be told 4 weeks later that they don't pay into your bank account but direct to the funeral directors. The way we've been treated is absolutely disgusting. None of their call operators read from the same script obviously making it up as they go along. Furthermore, what you actually contribute in payments you only get about a third back.

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